Features & Amenities

Interior

  • Total Bedrooms

    4

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Heating YN

    YES

  • Heating

    Central, Fireplace(s)

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    Brick

  • Patio and Porch Features

    Patio

  • Pool

    No

  • Waterfront YN

    YES

Area & Lot

  • Lot Features

    Waterfront

  • Lot Size(acres)

    0.57

  • Lot Size(square feet)

    24,829

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Ranch

Price

  • Sales Price

    $569,900

  • Tax Amount

    $4,351.85

  • Sq. Footage

    2,426

  • Price/SqFt

    $234

HOA

  • Association

    No

School District

  • Elementary School

    Northside

  • Middle School

    Jinks

  • High School

    Bay

Property Features

  • New Construction

    NO

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Northside

Middle School

Jinks

High School

Bay

Listing Courtesy of Kristy A Woliver , Blue Bird Woliver Realty

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Dee Anderson

REALTOR®

Dee Anderson

Call Dee today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
OPEN HOUSE SUN 8/16 1-3PM! All-Brick Waterfront Home | Direct Gulf Access | Over ½ Acre | NO HOA | Exceptional Privacy

Rare opportunity to own over half an acre of private waterfront with no HOA and complete freedom to make the property your own. A dense natural tree line along the back of the lot creates exceptional privacy--you won't see neighbors across the canal, giving you a true sense of seclusion while still enjoying direct waterfront living.

This charming all-brick 4-bedroom, 2-bath home offers more than 2,400 sq ft of living space filled with natural light, new flooring throughout, and a fresh interior paint job. Approximately 100 feet of natural shoreline--one of the few remaining natural shorelines in the area--provides easy, soft access for kayaking and paddleboarding, plus a private dock for launching your boat.

Cruise less than 9 nautical miles to the crystal-clear waters and white sandy beaches of Shell Island, or head about 11 nautical miles through the pass to open water for deep-sea fishing. Panama City Beach is less than 3 miles away, Tyndall Air Force Base is approximately 15 miles away, and grocery stores and shopping are located nearby.

Inside
An open, inviting living and dining area centers on a cozy wood-burning fireplace. The kitchen features a breakfast bar, warm wood cabinetry, and granite countertops that flow into the formal dining space. You'll also find a dining nook, a dedicated formal dining room, and a versatile bonus space next to the living room--ideal as a home office or extra dining area. The spacious master suite includes a walk-in closet and a private bath with a walk-in tile shower. Three additional bedrooms share a full bathroom featuring a tiled tub/shower combo. A large laundry room makes daily living effortless.

Outdoor Living
Step outside to your private waterfront oasis. Enjoy the included hot tub, entertain around the built-in gas and charcoal grill, or gather at the firepit on cooler evenings. The expansive backyard is large enough for a pool, play area, or garden, with two storage sheds and a beautiful orange tree adding charm and fresh citrus. A sprinkler system covers the front and back yards. The home sits on a well-and-septic system with an instant hot-water heater under the sink. Roof is approximately 2017. All-brick construction.

This rare waterfront gem combines classic Florida charm, modern updates, natural shoreline access, unmatched privacy from the tree-lined canal, and unbeatable boating convenience--without HOA restrictions. Ideal as a primary residence, weekend getaway, or investment. All sizes, distances, and ages are approximate; please verify if important.

2306 Pretty Bayou Island Drive

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

MOTIVATED SELLERS!! BRING ALL OFFERS. HUGE PRICE REDUCTION!!! UPGRDES! UPGRADES! UPGRADES! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities.

This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living.

The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, a whole-home water softener and filtration system, FULL GUTTERS surrounding the home, and storage racks in the garage. AND with and acceptable offer........THE FURNITURE CAN COME WITH IT.....A 14K COUCH!!!!!!!!!!!!!!!!!!

Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.
#791301

Panama City

207 Lake Merial Boulevard

4 Beds

3 Baths

3,064 Sq.Ft.

$559,000

MLS#: 791301

New on site today
Investors Take Notice... this is the ABSOLUTE LOWEST PRICED and one of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach!!!

This unbelievable condo has been loved by the same family for 27 years, and now that they are starting a new chapter in life, they are offering it up at a once in a lifetime price!

Let's look at the facts...

Maximizing rental income starts with one basic concept - maximizing ''Heads in Beds.'' And when it comes to ensuring incredible occupancy rates, this unit offers all the key amenities renters look for when booking their vacation: View, Location, Complex Amenities, and Price. 

VIEW: Most people come to PCB for the breathtaking Gulf views, and being just a few short feet to your very own private Beach Access - this condo does not disappoint. What they don't expect is to also have an incredible view over an expansive courtyard that is so well manicured, including a beautiful Koi/Turtle pond.  Sugar Beach is the only place on the beach with views like this, and they are truly unforgettable... 

LOCATION: After watching some of the world's most awe-inspiring sunsets, simply head out your front door and experience the legendary action of Thomas Drive. If you don't want to drive to dinner, rest assured knowing that your vehicle is safely parked right outside - and there is no need to drive anywhere to enjoy the best that PCB has to offer. 

Located on the coveted East end of the beach (considerably less traffic), there are go cart tracks, arcades, mini golf courses, thrill rides, ice cream shops, a winery, souvenir shops, etc. - directly in front of the property. 

For the adults, there are numerous bars/restaurants, and countless options for live music, right outside your door - including the Famous Ms. Newby's and the all new and Wildly Popular Tootsie's Honkytonk (with big name country music stars performing regularly)! No need to drive after those adult beverages, your condo is perfectly located just a few seconds away! Yep... talk about KILLER location!!!

AMMENITIES: Success in business is all about Competitive Advantage, and Sugar Beach offers something that differentiates itself from everyone else in PCB... It is one of the only PET FRIENDLY Gulf-front rental destinations in the entire area. 

Years of market data shows that pet friendly options bring a higher nightly rate, have a better vacancy rate, and are more likely to attract ''snowbirds'' during the off season, so you have true competitive advantage with this one.

In addition to being pet friendly, Sugar Beach is a private/family friendly gated community with no elevators. The list of Gulf Front complexes where you can park directly at your door are few and far between, but Sugar Beach offers exactly that! It also offers a private gated beach access, a pool, huge clubhouse with games, tennis/pickleball courts, shuffleboard, a grilling area, over 375 feet of incredible beach access, and expansive greenspace unique from every other Gulf Front property in PCB! 

PRICE: Last but not CERTAINLY not least, renters pick their vacation condo based on price. With a low selling price, low utility costs, and some of the lowest HOA's of all the competition, you have less overhead which ensures that you can charge less per night (as compared to the competition), bringing in strong rentals and generating an incredible profit!

The average 3 bedroom in Sugar Beach brings in over $60k annually in rentals, and some of the well-established ones bring in over $80k. At the high end your annual ROI would be well over 10% - which is unheard of nowadays.

And with over $90k invested in updates over the last few years, it simply doesn't get any better than this! Updates include: All new kitchen cabinets and counter tops, HVAC, water heater, electrical panel, shower inserts, LVP flooring in bedrooms, couch and loveseat, and all new hurricane sliding doors and windows. 

Welcome to Paradise!!!
#794799

Panama City

8727 Thomas Drive B6

3 Beds

3 Baths

1,512 Sq.Ft.

$460,000

MLS#: 794799

# 105 Grand Lagoon Shores

**PROVEN VACATION RENTAL • $114,560 ON THE BOOKS FOR 2026 • PRIVATE HEATED POOL • 3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • NO HOA**

Welcome to **105 Grand Lagoon Shores**, a spacious and income-producing Panama City Beach pool home offering **4 bedrooms, 3 full bathrooms, and 3,015 square feet of living space**. With a **private heated pool, 2-car garage, generous lot, no HOA, and short-term rental potential**, this property offers incredible flexibility as a vacation rental investment, second home, or spacious primary residence.

### PROVEN RENTAL PERFORMANCE

Investors, take note! This property generated **$101,958 in gross rental revenue in 2025** and currently has approximately **$114,560 in rental revenue on the books for 2026**.

The established rental history, private pool, large floor plan, and ability to accommodate larger groups create a compelling opportunity for buyers looking for an established Panama City Beach vacation rental.

Inside, the expansive single-story layout provides plenty of room to spread out, with **four bedrooms and three full bathrooms** offering flexibility for families and guests. The home's kitchen, bathrooms, flooring, and finishes also present an opportunity for the next owner to update and personalize the property over time.

Step outside to your own **private heated pool and spacious outdoor living area**--an amenity guests and owners alike can enjoy throughout much of the year. A **2-car garage**, ample living space, and the freedom of **NO HOA** add even more versatility.

Whether you're searching for an income-producing vacation rental, a second home near the beach, or a large primary residence with a private pool, **105 Grand Lagoon Shores combines space, rental performance, location, and opportunity in one property.**

### SUBSTANTIAL SELLER INCENTIVES AVAILABLE

The seller understands that the home is ready for its next chapter and is offering buyers meaningful assistance with an acceptable offer.

**Seller is offering up to a $30,000 credit at closing toward a NEW ROOF, PLUS up to $10,000 in additional buyer concessions with an acceptable offer!**

The additional buyer concession may be applied toward **allowable closing costs, prepaid expenses, an interest-rate buy-down, or other approved buyer expenses**, subject to applicable financing and lender requirements.

That's **up to $40,000 in potential seller assistance** designed to help the next owner address a major property improvement while preserving more of their own cash for closing, updating, and making the home their own.

**3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • PRIVATE HEATED POOL • 2-CAR GARAGE • NO HOA • STR POTENTIAL • PROVEN RENTAL HISTORY • UP TO $30K NEW ROOF CREDIT • UP TO $10K BUYER CONCESSIONS**

*Up to $30,000 toward roof replacement and up to $10,000 in seller-paid buyer concessions are available with an acceptable offer and mutually agreed-upon contract terms. Credits and concessions are subject to applicable lender, loan-program, appraisal, insurance, title, and closing requirements. Rental figures are provided for informational purposes only and do not guarantee future performance.*
#794356

Panama City

105 Grand Lagoon Shores Drive 6

4 Beds

3 Baths

3,590 Sq.Ft.

$614,500

MLS#: 794356

New on site 2 days ago
Welcome to Bay Point, one of Panama City Beach's most sought after gated communities! Enjoy the exceptional Bay Point lifestyle with the Nicklaus Golf Course, Point South Marina, Hilton Bayside Resort, dining, tennis courts, playground and more. Just outside the community are the beautiful beaches of Panama City Beach, St. Andrews State Park, shopping, restaurants and multiple marinas.

This spacious home offers an open floor plan with generous living and dining areas, along with a large formal living room featuring a wood-burning fireplace. Oak hardwood floors add character to the living and dining areas, with tile in the kitchen, laundry room, sunroom and bathrooms, and new carpet in the bedrooms.The spacious kitchen provides abundant cabinetry and plenty of room for future updates.

Outside, the home features a private inground pool, generous outdoor living space, a large carport and ample driveway parking.

This property is in need of repairs and updating and is being offered as an opportunity for the next owner to renovate and make it their own. With its spacious floor plan, private pool and desirable Bay Point location, this home has tremendous potential. Bring your vision and transform this property into a beautiful Bay Point home.
#794759

Panama City

342 Wahoo Road

3 Beds

2 Baths

2,348 Sq.Ft.

$475,000

MLS#: 794759

New on site 2 days ago
Back on the market with a Motivated Seller this 4 Bedroom 3 Bath single story beach house with RV or Boat trailer parking is located South of Grand Lagoon in Panama City Beach, walk/Golf cart to the beach and easy access to boat ramps! 

Inside, you'll find a well-maintained interior with an updated kitchen, upgraded lighting, and a flexible layout featuring a game room--perfect for guests or maximizing rental income. Outside, enjoy a privacy-fenced backyard built for BBQs and relaxing, plus a front-yard pergola that gives you that laid-back beach vibe.

Investor? This is a turnkey property. Primary/2nd home Buyer? Skip the HOA headaches and enjoy space, convenience, and Panama City Beach living.

The interior is in great condition, and the location is incredible! Walk to the beach from this 4BR/3BA with a game-room, updated kitchen, lighting and more, lounge and BBQ outside in your privacy fenced back yard, relax in your front yard under the pergola and park your boat or RV in your large driveway. Looking for an investment property and to capture that bonus depreciation this year? Been dreaming of buying a home in Panama City Beach? Ready for stress free living/investing and want room to park your toys without paying a fortune?
#794774

Panama City

3914 Sabine Street

4 Beds

3 Baths

1,948 Sq.Ft.

$579,000

MLS#: 794774

New on site 3 days ago
Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors.

4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space.

The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.
#794702

Panama City

4917 High Point Drive

4 Beds

2 Baths

1,876 Sq.Ft.

$560,000

MLS#: 794702

New on site 3 days ago
Rare waterfront freedom meets elevated design on the peaceful shores of Deerpoint Lake. Situated at 4917 High Point Dr, this exceptional estate spans a rare double lot featuring 160 feet of direct shoreline. The four-bedroom residence has been completely transformed with a refined rustic modern aesthetic--seamlessly pairing rich organic textures, architectural warmth, and clean contemporary finishes. Sun-drenched living areas frame stunning water views, offering an effortless flow designed for both quiet everyday relaxation and high-end entertaining.

The expansive grounds deliver unprecedented versatility and long-term value. In addition to the main four-bedroom home, the property showcases a massive pole barn built to accommodate oversized boat storage, RV parking, a custom workshop, or a recreational compound.

Crucially, the unique double-lot footprint provides rare strategic potential: keep the entire footprint as an ultra-private waterfront domain, expand your compound, or build and sell a second independent residence for capital gain. Whether you are searching for a private freshwater retreat, a multi-structure sanctuary, or a smart real estate investment with built-in development flexibility on Deerpoint Lake, this Panama City offering stands in a class of its own.
#1010789

Panama City

4917 High Point Drive

4 Beds

2 Baths

1,876 Sq.Ft.

$560,000

MLS#: 1010789

New on site 4 days ago
Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage.

Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance.

For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment.

Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy.

A pre-listing home inspection has already been completed, providing additional peace of mind. A private appraisal has been completed and a valuation of $650k (attached in documents). With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.
#794692

Panama City

4138 Cedar Creek Drive

3 Beds

2 Baths

2,382 Sq.Ft.

$649,900

MLS#: 794692

New on site 4 days ago
This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven.

The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low.

Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage.

With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.
#794688

Panama City

2638 E 40th Plaza

5 Beds

3 Baths

2,377 Sq.Ft.

$599,000

MLS#: 794688

Perfectly positioned on an oversized corner lot in a quiet cul-de-sac, this beautifully updated residence offers the rare combination of timeless elegance, modern upgrades, and access to the pristine waters of Deer Point Lake. 

Designed with both comfort and entertaining in mind, the thoughtfully crafted floor plan is filled with natural light and generous living spaces. The impressive living room features an electric fireplace and flows seamlessly into a heated and cooled sunroom, creating an inviting year-round retreat for relaxing or hosting guests. A formal dining room and private home office provide both sophistication and functionality.

At the heart of the home, the beautifully appointed kitchen showcases solid surface countertops, stainless steel appliances, abundant cabinetry, and ample workspace--perfect for everything from casual meals to elegant dinner parties.

The luxurious primary suite serves as a private sanctuary, offering two walk-in closets, dual vanities, a jetted tub, and a separate walk-in shower designed for everyday comfort and relaxation.

Outdoor living is equally exceptional. An expansive covered pavilion creates the perfect setting for entertaining, outdoor dining, and weekend gatherings. While this home offers both attached and detached garages, 
the detached garage is a standout feature, offering not only extra parking but also a workshop, home gym, and a convenient rear-facing garage door for drive-in storage for lawn equipment. With ample space and a solid foundation, this versatile structure presents an excellent opportunity for conversion into additional living space--whether as a guest cottage, rental unit, or in-law suite. 

Significant improvements completed in 2022 
provide lasting peace of mind and modern efficiency, including:

* Culligan water softener and sulfur removal system
* New pressure tank
* New well pump, seal, piping
* New Siemens interior electrical panel
* New exterior electrical panel
* Upgraded electrical panel in the detached garage
* New HVAC system with Ecobee smart thermostat and upgraded return

In addition, the interior was updated in 2025 to include new flooring, new interior paint, refinished kitchen and bathroom cabinets.The  landscaping was updated spring of 2026.

Combining exceptional indoor and outdoor living, extensive mechanical upgrades, interior updates and coveted access to Deer Point Lake, this remarkable property presents a rare opportunity to enjoy refined living in one of the area's most desirable settings. Schedule your private tour today and experience all this exceptional home has to offer.
#792455

Panama City

5108 Deep Bayou Drive

4 Beds

3 Baths

2,670 Sq.Ft.

$575,000

MLS#: 792455

 - property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.