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Open to Owner Financing, Creative Financing or Interest Rate Buy Down Offering! Discover an exceptional Panama City Beach coastal residence offering luxury, convenience, and the freedom of NO HOA living just minutes from the Gulf. Located less than half a mile from the beach, this custom-designed 4 bedroom, 4.5 bath and 2 bonus rooms, the home offers 3,580 square feet of beautifully crafted living space with a private residential elevator, two spacious living areas, a dedicated office, and an impressive collection of upgrades throughout. Designed for the coastal lifestyle, this home provides the perfect blend of indoor comfort and outdoor potential. The expansive backyard offers endless possibilities to create your own private oasis with room for a pool, spa, outdoor kitchen, fire pit, and additional entertaining spaces. Whether enjoying quiet evenings at home or hosting family and friends, this property offers the space and flexibility. Inside, the attention to detail is immediately evident with 12-foot ceilings on the main level, 10-foot ceilings upstairs, 8-foot solid wood doors, elegant crown molding, 9-inch baseboards, plantation shutters, custom built-ins, and beautiful wood-look tile flooring throughout the main living areas. The gourmet kitchen is designed for those who love to cook and entertain, featuring premium KitchenAid appliances including a commercial refrigerator, 48-inch gas double oven range and additional upgraded appliances. The open living areas feature custom built-ins, Bose surround sound, Marantz receiver, Sony entertainment system, and an included 85-inch Samsung QLED Smart TV. The upgraded residential elevator features maple wood paneling, custom lighting, and a steel accordion interior door.

The primary suite offers a private retreat with a spa-like bathroom featuring a Kohler Stargaze 72x36 freestanding tub, Delta gold fixtures, upgraded tile selections, and designer finishes. Additional bathrooms include upgraded fixtures and Kohler comfort-height elongated toilets.

The outdoor space offers endless possibilities with an expansive backyard ready for a pool, spa, outdoor kitchen, and fire pit. Enjoy the low-maintenance Trex deck, outdoor sound system, TV connections, and gas/electric prewiring for future outdoor upgrades. The irrigation system is supported by a private well.

Built by Koehnemann Construction, this home features enhanced structural support, high-impact steel windows and doors, high-impact sliding glass doors, custom Clopay high-impact garage doors, steel roof-to-foundation tie-downs, and a waterproof roof membrane system.

Additional features include a 2025 Navien tankless gas water heater, generator prewiring, paver driveway and walkway, Emtek hardware, finished attic storage, under-stair storage, and custom cabinetry throughout.

This Panama City Beach home offers what buyers are looking for: No HOA, beach access less than half a mile away, luxury upgrades, exceptional construction, and room to create the ultimate coastal backyard retreat.
#1009335

Panama City Beach

167 Downing Street

4 Beds

4 Baths

3,580 Sq.Ft.

$2,450,000

MLS#: 1009335

Welcome to 21804 Sunset Avenue, where modern coastal design meets refined luxury just 0.3 miles from the sugar-white beaches of Panama City Beach.

This professionally designed new construction residence offers 2,865 square feet of heated and cooled living space across a two-story, five-bedroom, four-and-a-half-bathroom layout that balances elevated design with everyday livability. Clean architectural lines, a striking façade, and a generous driveway with parking for six vehicles, along with a one-car garage, create a memorable arrival. Inside, a light-filled open-concept floor plan is enhanced by 10-foot ceilings, expansive windows, and thoughtfully curated finishes throughout. The chef's kitchen serves as a true centerpiece, featuring premium quartz countertops, custom cabinetry, and a full appliance suite including built-in refrigerator, dishwasher, additional wall oven w/ microwave, and natural gas range. Additional interior highlights include luxury vinyl plank flooring, eight-foot solid wood interior doors, custom closet systems, micro-cement accents, and low-profile mud-in HVAC grills for a seamless, elevated aesthetic.

Constructed with both efficiency and durability in mind, the home incorporates 2x6 framing, R-19 insulation, a spray-foamed roof deck and midfloor, dehumidifer w/ fresh air intakes, and impact-rated windows, doors, and garage door.

The private outdoor setting is designed for a sophisticated coastal lifestyle, complete with a heated saltwater pool with waterfall feature and auto-fill system, complemented by low-maintenance landscaping. A covered summer kitchen with a built-in natural gas grill, along with integrated outdoor audio, CAT6 wiring, whole-home WiFi boosters, and smart thermostats, supports effortless indoor-outdoor living. An outdoor shower and brick privacy wall complete the experience.

Thoughtfully designed and meticulously constructed, this residence offers a compelling combination of modern luxury, efficiency, and a highly desirable coastal setting.
#1000796

Panama City Beach

21804 Sunset Avenue

5 Beds

4 Baths

2,865 Sq.Ft.

$1,780,000

MLS#: 1000796

Two adjoining lots on Front Beach Road, offered at the same time by the same owner. This is 21806. The adjoining lot at 21802 Front Beach Road is listed separately. Take one or take both. 

Together the two parcels form one contiguous site of 0.384 acre with 111.3 feet of frontage on Front Beach Road and roughly 135 feet of depth. The two lots share a 135 foot common boundary. About 230 feet to the sand.

WHAT YOU CAN BUILD HERE

Zoning is SR-1 Seasonal Resort in unincorporated Bay County. This is the part to read twice. Under the Bay County Land Development Regulations, SR-1 permits single family, duplex, triplex and quadraplex, multifamily, condominium, bed and breakfast, hotel and motel, and rental beach houses and cottages. Those are permitted uses, not conditional ones. Height is allowed to 60 feet and density to 15 units per acre.

A buyer can underwrite a lodging or multifamily project here without a rezoning, a comprehensive plan amendment, or a conditional use hearing. On this corridor that is the difference between a deal you can close on and a deal that waits on a public vote.

Short term rental is a permitted use in SR-1. Not a variance, not a grandfathered exception.

FLOOD ZONE X

FEMA carries this parcel in flood zone X, an area of minimal flood hazard, with no base flood elevation. The Gulf side parcels across Front Beach Road sit in the mapped high hazard zones. Verify it early with your insurance agent, because on this corridor that gap goes straight to carrying cost.

BUY ONE OR BUY BOTH

Each lot independently exceeds the SR-1 minimum lot area of 5,000 square feet and the minimum lot width of 50 feet. Both are developable standing alone. So every option is open: take this one by itself, take both and develop as a single site, or take both and develop one while you hold the other.

Combined, the setbacks yield a buildable envelope of roughly 96 feet by 99 feet. That is wide enough for one building with one shared parking field and one curb cut. Two separate 40 foot wide envelopes will not do that. It is where combining earns its premium.

An existing single family home sits on the lot. Hold it, rent it nightly under SR-1, or clear it and build.

LOCATION

North side of Front Beach Road at the west end of Panama City Beach, in the Hollywood Beach subdivision. Gulf views across the road. This is not a Gulf front parcel.

The block is not finished. Several nearby parcels on this stretch of Front Beach Road are carried on the tax roll as vacant, and the corner properties include commercial uses. This is a redevelopment block, and assembled frontage on Front Beach Road under a single owner does not reach the market often.

An overhead site exhibit showing both lots, the combined dimensions and the road frontage is available on request.

Buyer to independently verify zoning, density, permitted use, setbacks, flood zone and all development standards with Bay County Planning and Zoning, with the Florida Department of Environmental Protection as to any coastal permitting. Dimensions are approximate and scaled from Bay County GIS. Not a survey. No unit count is represented.
#793664

Panama City Beach

21806 Front Beach Road

4 Beds

2 Baths

1,480 Sq.Ft.

$1,300,000

MLS#: 793664

NATURE MEETS COAST!! Coastal living begins here on Cape San Blas! Discover the perfect place to build your dream beach retreat on this beautiful, heavily wooded corner lot nestled in the desirable Surfside Estates community. Elevated for added appeal, this exceptional homesite offers partial views of St. Joseph Bay, convenient beach access, & the rare opportunity to enjoy the best of both the Gulf of Mexico & St. Joseph Bay from one incredible location. Towering native oaks & lush coastal vegetation create a private, peaceful setting filled with the timeless charm of Old Florida, while available utilities make it easy to begin planning your custom coastal escape. Whether you're searching for a full-time residence, vacation getaway, or investment opportunity, this property checks all the boxes. A well-maintained public boardwalk provides easy pedestrian access to the sugar-white beaches where you can spend your days swimming, shelling, fishing, paddleboarding, or simply relaxing to the sound of the surf. Even better, the dog-friendly beach allows your four-legged family members to enjoy the coastal lifestyle right alongside you. Just a short walk away, the crystal-clear waters of St. Joseph Bay offer endless opportunities for kayaking, paddleboarding, world-class fishing, scalloping, & breathtaking sunrise views. Approximately two-thirds of a mile from the property, Salinas Park features outstanding amenities including newly constructed pickleball courts, an observation pier extending into the bay, scenic bayfront walking trails, Gulf-front beach access, picnic areas, & open green spaces perfect for enjoying the area's natural beauty. Across the street, a paved biking & running path winds the length of Cape San Blas, making morning jogs, leisurely bike rides, & evening strolls part of your everyday routine. Renowned for its uncrowded beaches, exceptional fishing, boating, abundant wildlife, & unforgettable sunsets, Cape San Blas offers the relaxed coastal lifestyle you've been dreaming of. Enjoy the peace & privacy of this quiet beachside community while being just a short drive from historic downtown Port St. Joe, where you'll find waterfront dining, boutique shopping, local marinas, live entertainment, festivals, parks, & everything that makes this charming coastal town so special. Opportunities to own an elevated, wooded corner lot with partial bay views, easy beach access, & outstanding recreational amenities at such an attractive price are becoming increasingly rare. Build the coastal home you've always imagined & start making memories that will last a lifetime along Florida's beautiful Forgotten Coast. Call for your private tour & LIVE THE BEACH LIFE!
#793650

Port St Joe

111 Pluto Way

None Beds

None Baths

0.26 acres

$97,900

MLS#: 793650

Rare opportunity at The Summit! Unit 423 is a comfortably updated 1-bedroom, 2-full private bath condo positioned on the quieter east side of the building, offering a more tranquil coastal setting and serene views. Sold fully furnished and rental ready, this turnkey residence blends comfort with exceptional convenience--ideal as a beach retreat, investment property, or short-term rental.  

The Summit offers a wide range of beachfront amenities designed for comfort, recreation, and convenience:
• Two beachfront pools, including one seasonally heated pool
• Two poolside hot tubs, two children's pools, and an indoor sauna
• Exercise room, game room, shuffleboard, and lighted pickleball courts
• On-site ice cream shop, gift shop, convenience store, and Bikini Bob's Grill & Bar

The property is ideally situated near Panama City Beach attractions, dining, entertainment, and nightlife. Tootsie's Orchid Lounge is next door, with popular destinations such as Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub nearby.

All information is deemed reliable but not guaranteed. Buyer should verify any details that are important.
#793682

Panama City

8743 Thomas Drive 423

1 Beds

2 Baths

740 Sq.Ft.

$359,900

MLS#: 793682

Welcome to Sunrise Beach Resort, where luxury and convenience meet the emerald waters of the Gulf! This spacious 2-bedroom, 2-bath condo with a bonus bunk room offers the perfect blend of comfort and investment potential in the heart of Panama City Beach. The open floor plan features a bright, airy living space with floor-to-ceiling sliding glass doors, leading to a private balcony with stunning Gulf views. The kitchen is fully equipped with granite countertops, breakfast bar, and plenty of storage, making it ideal for entertaining guests. The primary suite offers direct balcony access, a large en-suite bath with dual vanities and custom shower. A private guest bedroom, additional full bath, and cozy bunk room ensure plenty of sleeping space for family, friends, or rental guests. Sunrise Beach is a premier resort offering two Gulf-front pools, hot tubs, a fitness center, and direct beach access. With its excellent rental history and central location near Pier Park, dining, and attractions, this condo is a proven favorite for both owners and vacationers alike. Whether you're seeking a second home or a high-performing short-term rental, this property checks every box. Schedule your private showing today!
#793681

Panama City Beach

14825 Front Beach Road 2204

2 Beds

2 Baths

1,249 Sq.Ft.

$524,900

MLS#: 793681

Discover the possibilities with this beautiful 4.7-acre wooded parcel located on Alton Ln in Chipley, Florida. This peaceful property offers privacy and a natural setting, making it a great opportunity for a future homesite, recreational retreat, or land investment. Located on a quiet dirt road and conveniently close to a paved county road, this property provides a balance of seclusion and accessibility. Utilities are available nearby but are not currently installed on the property. Enjoy the beauty of Washington County with no flood zone concerns. Buyer to verify all property details, including zoning, utilities, access, and allowable uses.
#793686

Chipley

0 Alton Lane

None Beds

None Baths

4.7 acres

$59,500

MLS#: 793686

Currently Under contract accepting Back up offers. Welcome to 5101 Osage Court, where comfort, privacy, and functionality come together on a spacious corner lot in the desirable Indian Creek Village community. This well-maintained 3-bedroom, 2-bathroom home offers approximately 1,536 square feet of inviting living space and sits on nearly 0.40 acres, providing plenty of room to enjoy both indoors and out.
Inside, you'll find a warm and welcoming layout featuring a spacious living area with a cozy fireplace, a well-appointed kitchen with ample cabinetry, and a comfortable dining area perfect for everyday living or entertaining. The home has also been completely spray foamed, providing an added benefit for insulation and energy efficiency.
Several important improvements have been completed in recent years, including a new well and new septic tank, giving the next owner added peace of mind.
Step outside to a beautiful screened-in patio, the perfect place to enjoy your morning coffee, relax in the evenings, or entertain family and friends. The fully fenced backyard provides plenty of privacy and room for pets, outdoor activities, or gatherings.
One of the property's standout features is the large pole barn, offering excellent space for storing a boat, RV, trailer, equipment, recreational toys, or creating your own workshop. Boating and fishing enthusiasts will also appreciate being conveniently located near a boat ramp, making it easy to get out on the water and enjoy everything Northwest Florida has to offer.
With its spacious lot, fenced backyard, screened-in patio, pole barn, recent well and septic improvements, complete spray foam insulation, and convenient access to the water, 5101 Osage Court offers a combination of features that can be hard to find. Schedule your private showing and come see all this property has to offer!
#793647

Youngstown

5101 Osage Court

3 Beds

2 Baths

1,536 Sq.Ft.

$350,000

MLS#: 793647

Welcome to this charming, turnkey condo located near the front of the highly sought-after Horizon South Resort on the desirable west end of Panama City Beach! Lovingly enjoyed by family for years and only recently introduced to the rental market, this well-maintained condo offers the perfect combination of comfort, convenience, and investment potential.

Ideally situated just steps from Horizon South's incredible amenities and directly across the street from the dedicated beach access, you'll enjoy the best of both worlds--resort-style living and easy access to the sugar-white sands and emerald waters of the Gulf.

Inside, you'll find a bright and inviting open living area, a fully equipped kitchen, a spacious primary suite with an en-suite bath, a comfortable guest bedroom and guest bathroom, and a private patio that's perfect for enjoying your morning coffee or relaxing after a day at the beach. Whether you're searching for a vacation getaway, a primary residence, or an income-producing investment, this condo is move-in ready and offers endless possibilities.

Horizon South is one of Panama City Beach's most popular gated communities, featuring an impressive list of amenities including four swimming pools (one heated seasonally), a hot tub, tennis and pickleball courts, a brand-new fitness center, shuffleboard, horseshoes, an 18-hole miniature golf course, and so much more.

Conveniently located near Pier Park, restaurants, shopping, and entertainment, this is your opportunity to own a piece of paradise in one of the area's favorite beach communities.

Don't miss your chance to make this Horizon South condo your own! 
*Measurements are approximate and should be verified by the buyer if important*.
#793667

Panama City Beach

17462 Front Beach Road 53C

2 Beds

2 Baths

960 Sq.Ft.

$250,000

MLS#: 793667

Tucked into Whisper Dunes, this 1,577-square-foot townhome delivers an updated 3-bedroom, 2.5-bathroom floor plan designed for simple, modern living. The location places you minutes from both 30A and Pier Park, offering direct access to area dining, shopping, and beaches while avoiding heavy traffic corridor noise. Highlights include modern interior finishes, a low-upkeep exterior, and a short walk to the community pool. An ideal match for anyone seeking a turn-key primary residence or a private beach getaway.
#790691

Panama City Beach

229 Sand Oak Boulevard

3 Beds

2 Baths

1,577 Sq.Ft.

$300,000

MLS#: 790691

Fantastic rental like new.  Popular subdivision off of Hwy 79, Available immediately
#793691

Panama City Beach

602 Hancock Way

4 Beds

2 Baths

1,867 Sq.Ft.

$2,750

MLS#: 793691

Welcome to 717 Sinclair Street, a beautifully updated 3-bedroom, 2-bathroom home situated on a spacious 0.33-acre street-to-street lot in the heart of Chipley. The fenced yard provides added privacy and plenty of room for pets, outdoor activities, or entertaining. Inside, you'll find durable luxury vinyl plank flooring throughout the inviting living spaces, along with a cozy electric fireplace that creates a warm and welcoming atmosphere. The kitchen features granite countertops, stainless steel appliances, and plenty of space for preparing meals and entertaining. The primary bedroom includes a private en-suite bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Additional features include an attached two-car carport, television wiring, and French drains installed by the current owner to improve drainage around the property. Conveniently located near local schools, parks, shopping, and other Chipley amenities, this move-in-ready home is one you will not want to miss.
#793654

Chipley

717 Sinclair Street

3 Beds

2 Baths

1,408 Sq.Ft.

$274,900

MLS#: 793654

Palmetto Trace:  Convenient location to Pier Park!  3 bedroom, 2 bath, 1719 SF, 2 car garage, recently updated home in a great community with community swimming pools.  Large bathrooms, updated kitchen with stainless steel appliances, granite tops, laundry room and many other features.  Private back yard area with no homes in the rear.
#737200

Panama City Beach

103 Middleburg Drive

3 Beds

2 Baths

1,719 Sq.Ft.

$2,800

MLS#: 737200

(MOTIVATED SELLER) Just a short drive from the white sand beaches and the energy of Panama City Beach, this home offers the kind of everyday living that feels easy, comfortable, and connected to everything people love about the area.

Step inside and you're greeted by natural light that carries through the main living spaces, creating a bright, relaxed setting that works just as well for quiet mornings as it does for evenings with friends and family. The flow between the living, dining, and kitchen areas makes it simple to stay connected, whether you're cooking dinner, hosting game night, or just catching up after a long day.

The kitchen is designed for real life, with plenty of space to prep, gather, and keep things moving without feeling crowded. Bedrooms offer a private retreat at the end of the day, with a calm, comfortable feel that makes it easy to unwind. The primary suite gives you a place to reset, while additional rooms provide flexibility for guests, a home office, or whatever fits your lifestyle.

Out back, there's room to enjoy Florida living the way it's meant to be. Whether it's weekend cookouts, letting pets roam, or simply enjoying the fresh air, the outdoor space adds another layer of livability to the home.

Located in a growing area with convenient access to shopping, dining, and entertainment, this property also keeps you close to the Gulf without the constant hustle. It's a setting that works for full-time living, a second home, or an investment opportunity.

This is the kind of home where daily routines feel a little more enjoyable, and where time spent at home is something to look forward to.
#789564

Panama City Beach

231 Middleburg Drive

4 Beds

2 Baths

2,425 Sq.Ft.

$459,900

MLS#: 789564

Welcome to your dream coastal retreat! Nestled in an ideal location across from the Gulf Breeze Zoo, Soundview Point Villas is only a short drive from the pristine beaches of Pensacola and Navarre. This New Townhome community will feature a gorgeous community pool, cabana, playground, and have streetlights. 

The Palm End Unit is a 2-story townhome that boasts 3 bedrooms, 2.5 baths with an open design that is perfect for entertaining. The kitchen is presented with an extra window, quartz countertops, a large island bar, pantry and all stainless-steel appliances offering style and functionality. Bedroom 1 is located on the second floor with a spacious walk-in closet and a beautiful adjoining bath. Interior features also include EVP flooring with frieze carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#1003865

Gulf Breeze

2379 Cliff Hollow Circle

3 Beds

2 Baths

1,471 Sq.Ft.

$307,900

MLS#: 1003865

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.

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