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Beautiful Bayou Waterfront Home with Direct Bay Access & Rental Potential

Enjoy stunning waterfront views and direct access to the Bay from this spacious 4-bedroom, 2.5-bath home. A boat ramp conveniently located across the street makes this property an ideal opportunity for boating, fishing, and enjoying the coastal lifestyle.

The home offers a generous living area with beautiful vaulted ceilings, plus a separate dining room that could also serve as an office or flex space. A bonus room downstairs, currently located within the enclosed garage area, provides additional versatility.

Significant improvements were completed following Hurricane Michael, including a new roof, upstairs windows, spray foam insulation throughout, electrical wiring, sheetrock, and flooring. The downstairs bathroom also has space to add a shower, offering an opportunity for additional functionality. All appliances and window coverings convey with the property.

Adding even more value is a small block building at the front of the property. This building was previously used as a rental before Hurricane Michael and could potentially be repaired and rented for approximately $1,000+ per month, providing an additional income opportunity.

The property is reportedly zoned for Multi-Use, less than 10 units, offering potential flexibility for future use. Buyers should verify zoning, permitted uses, and development possibilities with the appropriate planning and zoning authority.

County water and septic serve both buildings.

Highlights:

4 bedrooms / 2.5 bathrooms
Beautiful bayou and Bay views
Direct access to the Bay
Boat ramp directly across the street
Spacious living area with vaulted ceilings
Separate dining room or office
Downstairs bonus room
Enclosed garage
New roof
Updated upstairs windows
Spray foam insulation
Updated electrical, sheetrock, and flooring after Hurricane Michael
Downstairs bathroom with room to add a shower
Appliances and window coverings convey
Separate block building with potential rental income
County water and septic for both buildings
Potential multi-use zoning--buyer to verify with planning/zoning

Southport

7325 Highway 2302

4 Beds

2 Baths

3,200 Sq.Ft.

$799,000

MLS#: 794604

This is a great Location on Navy Blvd, directly across from the Naval Warfare base. 1312 has 2,760 sq feet.This would be aa great location for a convenience store. 1312 has an open concept with 2 restrooms and multiple entrances. This unit is for rent for $4500 a month. This is a great location with high traffic count and being across from the Navy Base, anything you put here would be a money maker.

Panama City

1312 Navy Boulevard

None Beds

None Baths

2,760 Sq.Ft.

$4,500

MLS#: 794611

CALLING ALL INVESTORS! Great opportunity to own two (1702 and 1704 1st) 3-bedroom, 1.5-bath townhomes, both currently tenant-occupied and already producing rental income. Current rents are $1,200 and $1,100 per month, providing a combined rental income of $2,300 per month. One unit has been remodeled within the last couple of years, adding to the appeal of this investment property.
Conveniently located near shopping, schools, and everyday necessities, these townhomes offer flexibility for investors or future owner-occupants. Continue renting both units for income, or when a unit becomes available, live in one and rent the other to help offset your monthly payment.
A great opportunity to add income-producing property to your portfolio! Property is being sold AS-IS.

Crestview

1702 E 1St Avenue

6 Beds

2 Baths

2,546 Sq.Ft.

$310,000

MLS#: 1010659

#794597

Panama City Beach

8399 Lydia Lane

3 Beds

3 Baths

1,716 Sq.Ft.

$649,000

MLS#: 794597

11,920 SF Building: 7,857 SF warehouse & 4,067 SF office
Office area includes small mezzanine and is fully heated and cooled;
Constructed in 2025;
16' - 20' Ceiling heights;
(4) Drive-in doors;
Lay down yard is fully fenced, gated, and paved; (27) Paved parking spaces;
Site has two points of ingress and egress
Office area has Class A build-out and includes lobby,
conference rooms, private offices, break area with kitchenette and executive office with shower

Panama City

2816 Forester Trail

None Beds

None Baths

11,920 Sq.Ft.

$3,150,000

MLS#: 794599

#1010640

Fort Walton Beach

716 Bradford Drive

4 Beds

2 Baths

1,698 Sq.Ft.

$375,000

MLS#: 1010640

#1010624

Panama City Beach

8399 Lydia Lane

3 Beds

3 Baths

1,716 Sq.Ft.

$649,000

MLS#: 1010624

CHECK OUT THIS BACKYARD! SELLER OFFERING A 2-1 BUYDOWN! This charming 3-bedroom, 2-bath home offers inviting spaces inside and a backyard made for enjoying the outdoors! The kitchen features granite countertops, a gorgeous backsplash, and stainless steel appliances, while LVP flooring flows throughout the main living areas for easy everyday living.
A formal dining area provides the perfect space for meals and gatherings, and the spacious living room overlooks the backyard, bringing in plenty of natural light. The roomy primary suite includes a walk-in closet and its own private entrance to the backyard.

Speaking of the backyard, this one is amazing! Enjoy a 13x9 greenhouse, fire pit area, two deck spaces, a kayak stand, two additional storage sheds, and even dedicated motorcycle storage. Whether you love gardening, entertaining, outdoor hobbies, or simply having plenty of room to spread out, this backyard delivers.
Packed with charm, functionality, and unique extras, this home is ready for its next owner to make it their own! **Effective year built 2000**

Crestview

5361 Opportunity Drive

3 Beds

2 Baths

1,170 Sq.Ft.

$226,000

MLS#: 1010657

Stop Waiting on the Bank. Start Owning the Beach.
Your Name on the Deed. Your Terms!!!

Unit 2131 is now available with OWNER FINANCING.
Here's the opportunity:

20% Down
5% Interest
5-Year Balloon
No Debt on your credit
No credit check
No hassle to verified income

As an investor, there are things that are important to you; cashflow, something to enjoy with family and also pays for itself. This creates the opportunity where all those things exists.

Especially in today's economic climate, where interest rates and lending conditions can be influenced by factors beyond your control, this is the perfect way to take control of how you invest comfortably.

This end unit speaks for itself, perfectly positioned with a highly sought-after wraparound balcony with breathtaking panoramic views, offering an elevated beachfront experience that truly sets it apart.

Whether you're looking for a vacation getaway, second home, or investment opportunity, this property offers a combination that's hard to find: prime location, incredible views, and flexible owner financing!!

The unit also comes with 2 deeded parking spaces sold separately.

Panama City Beach

9900 S Thomas Drive 2131

3 Beds

3 Baths

1,400 Sq.Ft.

$675,000

MLS#: 794608

Panama City

4726 Bay Point Road D140

1 Beds

1 Baths

850 Sq.Ft.

$240,000

MLS#: 794624

Miramar Beach

291 Scenic Gulf Drive 1405

3 Beds

3 Baths

1,480 Sq.Ft.

$2,495,000

MLS#: 794626

This unit overlook the beach is not a side view. You are over the sand. RARE TO COME UP FOR SALE LIMITED UNITS AT FTB DIRECT GULF FRONT FACING WITH A PRIVATE DECK
approximately over $30,000 of assessments have been paid in full. No assessments will be due.

Overview
Experience the ultimate coastal getaway in this one-of-a-kind beachfront studio condo, uniquely positioned as the only unit overlooking the pristine sands of Panama City Beach and the Gulf of Mexico. Perfect for a vacation retreat, short-term rental, or a serene full-time residence, this condo combines modern luxury with coastal charm.

Key Features
Stunning Beachfront Location:** Only unit in the building with direct, uninterrupted views of the beach and Gulf of Mexico.
Turnkey Assessment Status:** All assessments totaling $30,000 have been paid in full, providing instant peace of mind for ownership.
Professional Renovation:** Fully torn out and reimagined with premium finishes and custom detailing.
Custom Cabinetry:** Custom-built cabinetry throughout for superior storage and a tailored look.
Gourmet Surfaces:** Granite countertops that blend elegance with durability in the kitchen and bath.
Stained Glass Showers:** Showers feature stained glass accents, bringing color and character to your daily routine.
Bright, Open Layout:** Studio space optimized for living, sleeping, and entertaining with panoramic gulf views.
Large Windows & Natural Light:** Floor-to-ceiling or expansive windows to maximize water views and natural light.
Modern Kitchen & Bath:** Updated appliances, efficient layout, and high-end fixtures.
Relaxing Balcony:** Private outdoor space to savor sunrise coffees and sunset cocktails with the Gulf as your backdrop.

Interior Highlights
Open-concept living area designed to maximize the beachfront ambiance.
Custom cabinetry throughout for seamless storage solutions.
Granite countertops delivering a timeless, durable surface.
Stained glass accents in the showers adding unique, boutique-style detail.
Thoughtful lighting and finish selections to create a warm, coastal vibe.

Building & Location
Exclusive beachfront setting in Panama City Beach with easy access to sugar-white sands.
Proximity to local dining, entertainment, and recreational options.
Ideal for short-term rentals, vacation stays, or a personal coastal residence.

Investment & Information
Assessments: $30,000 paid in full (transfers with clear, headache-free ownership).
HOA and building amenities vary; please inquire for current details.
Market-ready for immediate occupancy or rental opportunities.

Panama City Beach

14401 Front beach road 217

None Beds

1 Baths

330 Sq.Ft.

$369,000

MLS#: 780601

Cottondale

2626 Miss Mae Lane

None Beds

None Baths

75.0 acres

$175,000

MLS#: 794620

BUILD YOUR DREAM HOME IN THE STUNNING WATERFRONT COMMUNITY OF STEAMBOAT LANDING! One of only 5 remaining Lots in Steamboat Landing. Craft Your Slice of Paradise on this Exquisite Wooded Lot. Take leisurely strolls along the boardwalk leading to the fully-built Bayfront clubhouse, now open and available for all residents to enjoy. Savor breathtaking sunsets and bask in the beauty of Choctawhatchee Bay from the 500 ft dock--an experience that's right at your doorstep.

Freeport

Lot 97 E Perseverance Point

None Beds

None Baths

0.39 acres

$299,880

MLS#: 1010645

Motivated Seller offers price improvement on fully furnished model townhome! This new construction townhome at Cottage Grove is located 1.3 miles from the beautiful beaches, restaurants, & shopping of 30A. Luxury interior finishes include engineered wood floors, quartz countertops, tile backsplash, shaker-style cabinets. Solid core 8' bedroom doors, sound control insulation, 10' ceilings throughout, & smooth finish drywall. Upgrades include epoxy garage floor and plantation shutters. Downstairs entry into the foyer leads to two bedrooms with ensuite baths; one with a tub-shower combination & the other with a walk-in shower. Included downstairs is a laundry room, & access to the back porch. Owners will enjoy a one car garage with storage space as well as extra storage under the stairs. Upstairs has a large great room with living and dining space that leads to an upper porch. The kitchen boasts Kitchen Aid commercial style appliances including a 30" Dual Fuel Cooktop, Wall Microwave, Vent Hood, Dishwasher, and French Door Refrigerator.
The owner's suite features a large walk-in closet with wood shelves, and a master bath with linen closet and walk-in shower. Amenities include a community pool, grill, and restrooms. Short term rentals are not allowed, making this an ideal primary residence or second home with the ability to rent monthly, seasonally, or yearly.

Santa Rosa Beach

45 Grove Townhomes Place #103

3 Beds

3 Baths

1,640 Sq.Ft.

$809,950

MLS#: 955647

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