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VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market! Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting. Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends. One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home. Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout. Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams. To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted. Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.
#789536

Panama City

613 Amberjack Drive

3 Beds

2 Baths

2,099 Sq.Ft.

$585,000

MLS#: 789536

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to your own slice of paradise in Panama City Beach! Nestled on a quiet cul-de-sac with no HOA, this 3-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and coastal living with endless potential to make it your own. From the moment you step inside, you'll appreciate the warmth and character of the solid hardwood cherry floors that flow throughout the main living areas, creating an inviting and timeless feel. The inviting living room is anchored by a cozy gas fireplace, creating the perfect focal point for relaxing evenings and adding charm to the home's atmosphere. Designed with a desirable split floor plan, this home offers privacy and flexibility for a variety of lifestyles. The spacious primary suite is truly a retreat of its own, featuring enough room for a nursery, home office, sitting area, or workout space. The ensuite bathroom offers a large walk-in closet, separate shower, and a relaxing corner jetted tub perfect for unwinding after a long day. On the opposite side of the home, you'll find two additional bedrooms ideal for guest rooms, children's rooms, a home gym, hobby space, or additional office space. The open and functional layout provides comfortable everyday living while still offering excellent entertaining potential. One of the standout features of this property is the additional heated and cooled Florida room complete with its own mini-split unit, creating a versatile bonus space that can be enjoyed year-round. Whether used as a second living area, game room, sunroom, or entertaining space, it adds valuable square footage and flexibility to the home. Step outside to discover your private backyard oasis featuring an in-ground pool and privacy-fenced yard, creating the perfect setting for relaxing, entertaining, grilling, or enjoying the Florida sunshine. The spacious backyard offers both comfort and seclusion while still being conveniently located close to everything Panama City Beach has to offer. Mature landscaping and the home's established setting provide an excellent canvas for someone looking to personalize and enhance the property over time. The 2-car garages an epoxy floor. With no HOA restrictions, a cul-de-sac location, and plenty of indoor and outdoor living space, this property is an exceptional opportunity for those seeking full-time living, a second home, or an investment near the beach. Conveniently located near shopping, dining, entertainment, schools, and the world-famous white sandy beaches of Panama City Beach, this home combines privacy, functionality, and coastal charm all in one package.
#789542

Panama City Beach

304 Alanna Circle

3 Beds

2 Baths

2,262 Sq.Ft.

$425,000

MLS#: 789542

Beautiful Lakefront Family Home-Duplex only steps away from Florida's Beautiful Beaches. 3 bedroom/ 1 bathroom upstairs home in a family neighborhood located directly across the street from the beach with public access! Relax on our covered or uncovered deck to soak up sun or cool off in the shade. Located only 5 miles from shopping, restaurants, movie theaters at the newly built Pier Park! Double carports. King size bed with pull out single bed in Master, Queen size bed with additional twin bed. Full size bunk beds. Located directly across the street from Laguna Beach. Beautiful family beach. Only 5 miles from great shopping, restaurants at Pier Park! Only 1 mile from Thomas' Donuts! Relax on the deck watching the sunset over the beach in our great 3 bedroom Duplex Home.
#789543

Panama City Beach

115 Twin Lakes Drive Upper

3 Beds

1 Baths

1,908 Sq.Ft.

$1,300

MLS#: 789543

UNDER CONTRACT- Seller accepting back-up offers. This just may be the ONE! If you are on the lookout for a newer brick home in a community that is perfect for taking sidewalk runs and driveway neighborhood talks, come take a look! Built in 2020 by Camben Builders, this 4 BR/2 BA home has the upgrades that discerning buyers are looking for. Modern board and batten wainscoting, 9' tray ceilings, and light, coastal LVP flooring make a striking start as you enter the open floor plan. The bright kitchen with quartz countertops, designer hood with tile backsplash and stainless steel appliances are some of the nice upgrades that will catch your eye. And lets talk about modern lighting choices; no cookie cutter here!! Stepping into the Master Bedroom, you will appreciate the tall tray ceiling and roomy walk-in closet. The en suite here is stylish with a tile standup shower, double quartz vanity and separate water closet. The split bedroom plan offers another bedroom close to the master and two more perfectly sized bedrooms on the opposite side of the home. You will find the hall bath on this side between the two bedrooms perfect for your guests with a tub/shower combo. Stepping outside, you will see right away that this fully fenced and spacious backyard overlooking the pond with no back neighbors and fire pit area, could offer hours of entertainment. The screened in back porch with outdoor TV hookup is THE PERFECT place to grill and hang out watching the sun go down. With a backyard this huge, you COULD make this your personal oasis and add a pool! College Station Subdivision is located in a growing area of Panama City with a new Publix, Starbucks, McDonalds and more to come conveniently located just around the corner. Low HOAs make this an attractive community. Make plans to see this one!
#789511

Panama City

4403 Conifer Lane

4 Beds

2 Baths

1,596 Sq.Ft.

$360,000

MLS#: 789511

This beautifully updated 3-bedroom, 2.5-bath home in the heart of Fort Walton Beach is perfect for a fresh new start with comfort and low-maintenance living. Major updates in the last several years include all new electrical, plumbing, windows, air ducts, and a gas tankless water heater. Enjoy a roof just 3 years old and an HVAC only 2 years old for added peace of mind. Inside offers a functional layout with inviting living spaces and room to grow. Step outside to a spacious backyard, perfect for entertaining, pets, play, or relaxing. Conveniently located near shopping, dining, schools, and just minutes to the beautiful Emerald Coast beaches! Come make this house your HOME!
#1002579

Fort Walton Beach

208 Moriarty Street

3 Beds

2 Baths

1,600 Sq.Ft.

$368,995

MLS#: 1002579

Excellent opportunity to own a .229 acre flat and level building lot in Unit 1 of Sunny Hills, located at Lot 20 on Fusion Circle. This homesite is situated in the rapidly growing section of Sunny Hills, not far from Sunny Hills Blvd and the main entrance to the community. According to US Water Corp. water connection is available for this lot (BUYER TO VERIFY) and power is present at the street! Whether you're a builder, investor, or future homeowner, this parcel presents an excellent opportunity for a beautiful and peaceful building site. Sunny Hills continues to attract buyers due to its convenient access to Highway 77, with Chipley to the north and Panama City and the Gulf Coast beaches to the south. If you're looking for a competitively priced investment in a booming Northwest Florida community, this lot deserves your attention.
#789568

Chipley

LOT 20 Fusion Circle

None Beds

None Baths

0.23 acres

$14,950

MLS#: 789568

Lot located in quiet neighborhood on cul de sac. Front half of lot is cleared and ready to build on. The back half of lot is wooded and fronts Cedar St. The Bowers St side has water and sewer already run to lot. The lot is level with very nice shaded trees on it.
#789562

Marianna

4191 Bowers Street

None Beds

None Baths

0.24 acres

$21,900

MLS#: 789562

Excellent opportunity to own a .268 acre corner lot in Unit 6 of Sunny Hills, located at Lot 29 on Cavalier Drive. This homesite is situated in a more private section of the community with some established homes nearby, along with plenty of undeveloped parcels all through the neighborhood. The lot offers a straightforward building footprint with level elevations, helping simplify site prep and construction planning. According to US Water Corp. water connection is available for this lot (BUYER TO VERIFY) and power is present at the street! Whether you're a builder, investor, or future homeowner, this parcel presents an excellent opportunity for a beautiful and peaceful building site in Sunny Hills. Even better, it adjoins the lot next door at LOT 6 Hernando Circle that is also available from the same seller at the same price, providing a rare opportunity to secure side by side lots for added space, flexibility, or future development options. Sunny Hills continues to attract buyers due to its convenient access to Highway 77, with Chipley to the north and Panama City and the Gulf Coast beaches to the south. If you're looking for a competitively priced investment in a booming Northwest Florida community, this lot deserves your attention.
#789549

Chipley

LOT 29 Cavalier Drive

None Beds

None Baths

0.27 acres

$14,950

MLS#: 789549

Welcome home to 303 Coral Gables Street in Panama City Beach. This 3 bedroom, 2 bathroom single-story Craftsman style home is located in the highly sought-after Tapestry Park community--a charming, family-friendly neighborhood known for tree-lined streets, front porch living, and resort-style amenities. This beautifully maintained home offers comfortable coastal living just minutes from the white-sand beaches of the Gulf of Mexico, making it ideal as a primary residence, second home, or beach-area retreat. Tapestry Park residents enjoy exceptional neighborhood amenities including a resort-style community pool, clubhouse, basketball and tennis/pickleball courts, and Peacock Park playground, creating a vibrant and welcoming environment for families and neighbors. Inside, you'll find a bright, open layout designed for easy living and entertaining, with inviting indoor and outdoor spaces perfect for enjoying family time and relaxing after a day at the beach. The primary suite is a sanctuary - with a custom walk-in closet and en-suite bath that features dual vanities with granite countertop, a step in shower, and separate jacuzzi tub. The two car garage has shelving to store your seasonal collections and leads into a rear foyer/flex space conveniently next to the large laundry room with washer and dryer included. The welcoming front porch adds to the neighborhood's classic coastal charm and encourages connection with the friendly community. Conveniently located in Panama City Beach near shopping, dining, entertainment, and top local attractions, this home offers the perfect balance of coastal lifestyle, community amenities, and everyday convenience - all just 1/2 mile to the sugar sand and emerald water.
#789424

Panama City Beach

303 Coral Gables Street

3 Beds

2 Baths

1,896 Sq.Ft.

$497,000

MLS#: 789424

New construction by Fischer Homes in the beautiful Breakfast Point East community, featuring the stunning Amelia design. This unique plan offers 4 bedrooms and 3 full baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite features a spacious private bath and walk-in closet. The spacious 2-bay garage completes this exceptional home.
#789520

Panama City Beach

1057 Crystal Bayou Boulevard

4 Beds

3 Baths

2,359 Sq.Ft.

$502,416

MLS#: 789520

Excellent opportunity to own a .223 acre flat and level building lot in Unit 6 of Sunny Hills, located at Lot 6 on Hernando Circle. This homesite is situated in a more private section of the community with some established homes nearby, along with plenty of undeveloped parcels all through the neighborhood. The lot offers a straightforward building footprint with level elevations, helping simplify site prep and construction planning. According to US Water Corp. water connection is available for this lot (BUYER TO VERIFY) and power is present at the street! Whether you're a builder, investor, or future homeowner, this parcel presents an excellent opportunity for a beautiful and peaceful building site in SUNNY HILLS. Even better, it adjoins a corner lot on Cavalier that is also available from the same seller at the same price, providing a rare opportunity to secure side by side lots for added space, flexibility, or future development options. Sunny Hills continues to attract buyers due to its convenient access to Highway 77, with Chipley to the north and Panama City and the Gulf Coast beaches to the south. If you're looking for a competitively priced investment in a booming Northwest Florida community, this lot deserves your attention.
#789546

Chipley

LOT 6 Hernando Circle

None Beds

None Baths

0.22 acres

$14,950

MLS#: 789546

Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare. (Measurements and other pertinent information should be verified by buyer if deemed important.) (Listing photos AI enhanced for color and clarity)
#789569

Panama City Beach

3301 Terra Cotta Drive

None Beds

None Baths

0.5 acres

$525,000

MLS#: 789569

Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.
#789557

Mexico Beach

Lot 12 1st Street

None Beds

None Baths

0.14 acres

$239,900

MLS#: 789557

Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important
#789513

Mexico Beach

Lot 7 Florida Avenue Lot 7

None Beds

None Baths

0.17 acres

$239,900

MLS#: 789513

This charming 2BR condo is nestled in the Tennis Village within the gates of Seascape Resort. This furnished villa has a private fenced courtyard with a deck for entertaining and relaxing and includes an outdoor shower. Both baths have been remodeled to include tiled showers, newer cabinets and tiled flooring. The kitchen upgrades include white cabinets, granite, and tiled backsplash. Both bedrooms are spacious and have access to the courtyard. You are just a short walk or golf cart ride to the beautiful white sandy beaches of the Gulf of America... Seascape offers numerous amenities for your enjoyment including tennis, pools, and golf. Long term pay elec and if sells will refund 1 month and 30 day notice and deposit upon inspect and assign lease to new owner if possible.
#1002532

Miramar Beach

31 Seagull Cove UNIT 58A

2 Beds

2 Baths

1,004 Sq.Ft.

$2,000

MLS#: 1002532

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* Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. © 2024. First Multiple Listing Service, Inc.
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