Live the Gulf Life on Florida’s Emerald Coast

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Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3303 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece. Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood. These exceptional lots feature expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water. Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, this homesite offers a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast. Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous. Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.
#789572

Panama City

3303 Terra Cotta Drive

None Beds

None Baths

0.4 acres

$395,000

MLS#: 789572

Welcome to peaceful coastal living in the gated community of Bay Point. This bright and inviting 1 bedroom condo in Lagoon Towers offers beautiful water view and a relaxed lifestyle. Enjoy morning coffee on the balcony overlooking the pool, lagoon, the pass to the Gulf, Bay Point Golf Course and unwind in the quiet surroundings that make Bay Point one of the most desirable residential communities in Panama City Beach. Perfect as a primary residence, second home, or long term rental investment property. Residents enjoy a wide range of amenities including a waterfront pool, dock access, bike room, and additional storage. The monthly HOA fee of $605 includes water, trash service, cable TV, internet, pool, dock access. making ownership simple and convenient. Located just minutes from boating, golf, dining, and the beautiful beaches of the Emerald Coast and close to the renowned Bay Point Marina. Vacant and easy to show. New reduced price!
#768495

Panama City

4600 Kingfish Lane 508

1 Beds

1 Baths

884 Sq.Ft.

$239,900

MLS#: 768495

GULF FRONT LIVING AT ITS BEST! Relaxed coastal living reaches a new level at this beautifully designed gulf-front home with direct beach access in Heron's Crossing, a premier enclave within Casa Del Mar at The Plantation on St. George Island. Perfectly positioned along the shoreline, this 4-bedroom, 4-bath residence offers 2,344 square feet of thoughtfully crafted living space that blends luxury, comfort, and the effortless rhythm of island life. Designed for both gathering and unwinding, the open-concept layout is filled with natural light and showcases high-end finishes throughout, including designer cabinetry, premium countertops, and a chef-inspired kitchen complete with a professional-grade range, custom vent hood, and stainless steel appliances. Wide-plank flooring, elevated trim details, and a refined coastal palette create a sophisticated yet inviting atmosphere. Living spaces flow seamlessly to expansive outdoor areas where the Gulf takes center stage. Step outside to your private inground pool, where days are spent soaking in the sun and evenings are defined by breathtaking coastal sunsets. With the beach just steps away, the shoreline becomes an extension of your backyard. Each bedroom offers space and privacy, making this home ideal for full-time living, a luxury vacation retreat, or a high-performing rental. From morning coffee with coastal breezes to evenings filled with the sound of waves, every moment is designed to elevate your lifestyle. Located within the gated Plantation community on St. George Island, residents enjoy pristine beaches, nature trails, and a peaceful, unspoiled coastal setting. This is more than a home--it's a rare opportunity to own a true gulf-front escape and LIVE THE BEACH LIFE. NOTE: Photos shown are from a completed showcase home in the community and are for illustrative purposes only. The featured home shares the same floor plan; finishes and selections may vary.
#789532

St George Islan

2298 Nella Nook

4 Beds

4 Baths

2,344 Sq.Ft.

$2,390,000

MLS#: 789532

LAKEFRONT HOME with BEAUTIFUL VIEWS AVAILABLE at Emerald Pointe Resort. This one bedroom, one bath beauty comes complete with a screened lanai OVERLOOKING the private lake and boardwalk. It has an open floor-plan, separate 7x9 storage building outside with work bench, roof installed 7/19, APPLIANCES updated 2021 in kitchen, washer, dryer, stove and HVAC updated since 2023, and it's being sold furnished! This home would be an excellent primary residence, vacation home or rental property. Emerald Pointe is located in the heart of Panama City Beach close to restaurants, shopping, and the world's most beautiful beaches. It's is a golf cart friendly, gated community that offers a large clubhouse, exercise room, 2 pools (one heated seasonally), hot tub, private lake w/boardwalk and shuffleboard courts.
#789499

Panama City Beach

1219 Thomas Drive 73

1 Beds

1 Baths

412 Sq.Ft.

$189,900

MLS#: 789499

New construction by Fischer Homes in the beautiful Salt Grass at Ward Creek community, featuring the stunning Ivy design. This unique plan offers 4 bedrooms 3 full baths, and 1 half baths. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. Study room off entryway. The owner's suite features a spacious private bath and oversized walk-in closet. Upper level features 3 additional bedrooms, 2 full bathrooms, and loft area. The spacious 2-bay garage completes this exceptional home.
#789528

Panama City Beach

852 Millbridge Drive

4 Beds

3 Baths

2,843 Sq.Ft.

$656,530

MLS#: 789528

The kitchen features an exquisite granite island and countertops, ample cabinet and counter space, and stainless-steel appliances. The private balcony can be accessed from the living room and both bedrooms, making it perfect for entertaining or relaxing at the end of the perfect beach day. The primary suite serves as a true sanctuary, complete with an en-suite bathroom featuring a garden bathtub, a separate shower, and walk-in closet. The generously sized guest bedroom also has an ensuite bathroom offering privacy and convenience for family members or guests. Updates include refrigerator, washer, & dryer 2024, and the shower has been retiled. This second-floor unit is situated steps from the parking garage, no elevator or stairs needed to access your home. Island Reserve is an exclusive gated resort community offering top-notch amenities, including a luxurious one-acre resort-style lagoon pool, state-of-the-art fitness facilities, billiard and game rooms, a media center with a 100'' theater screen, basketball, and pickleball courts. The courtyards surrounded by lush landscaping and strategically placed benches to ensure maximum enjoyment. The community in centrally located close to popular attractions, dining and shopping options, as well as the stunning Gulfs white sandy beaches and emerald, blue green waters. Don't let this incredible property slip through your fingers! Why wait? Schedule a tour today and see for yourself the amazing lifestyle you could enjoy--reach out to a realtor now to make it yours. All information is approximate and should be verified by the buyer if deemed important.
#789501

Panama City Beach

8700 Front Beach Road 6202

2 Beds

2 Baths

1,325 Sq.Ft.

$274,900

MLS#: 789501

Check out this rare opportunity to own a hilltop custom home with exceptional Gulf views on Florida's Forgotten Coast. This custom-built home has never been used as a rental and has had just one owner who meticulously maintained it. It has the charm and details perfect for a personal residence, but also massive rental possibilities for investors. This three-story coastal home sits on an expansive .573-acre parcel in St. Joe Beach just east of Mexico Beach and directly across from the Gulf. This property offers unbelievably large front and backyard spaces for a home that is so close to the Gulf. The backyard alone is approximately 100 feet by 60 feet, which is larger than many nearby lots. As a result, this home has nearly endless exterior parking opportunities whether it be for your boat, RV, or extra spaces for renters. All of this space also provides the flexibility to add additional square footage, especially when you consider that this property is not in a flood zone. The outdoor living space is where this home truly shines. The inground pool is framed by an elegant brick paver deck, creating a polished, resort-like setting. Surrounded by mature, thoughtfully designed landscaping, the pool feels tucked away and serene--something increasingly hard to find at the beach. The private outdoor shower adds a distinctly tropical touch, while the nearby tiled bathroom offers convenience for pool guests. From the ground level, access all floors by elevator or by an upscale traditional staircase - no need to struggle with exterior stairs or a narrow staircase common in many beach houses. Also, the elevator offers handicap accessibility that is rare in multi-story coastal homes. The home has hurricane impact windows throughout. The third floor is the heart of the home--an open-concept living, kitchen, and dining area designed to capture elevated views of the Gulf. A gas log fireplace anchors the living space, while the 30x12 foot front porch invites you to relax and take in the coastal breeze. Two additional bedrooms share a full bath, and one features its own private balcony overlooking the water. An oversized walk-in pantry that could also be used as a lock-out closet completes the thoughtfully designed upper level. The second floor is designed with comfort and flexibility in mind. The spacious master suite and bonus area occupy the entire front of the home -- featuring dual vanities, a large tiled shower, and a walk-in closet with a custom shelf system. The master suite's generous 14.5 x 11 foot bonus room is perfect for an office, gym, nursery, additional sleeping space, or just a luxuriously large seating area. Both the bedroom and bonus room open to a full-length screened porch with gas and water hookups, creating a peaceful, year-round retreat with Gulf views. A private guest suite with en suite bath sits toward the rear of the home. Between these two suites sits a custom, built-in laundry area with surrounding cabinetry and workspace, which blends in seamlessly and allows you the option to conceal the washer and dryer. The center of the ground level features a formal foyer and seating area leading to the elevator and staircase. On each side of the foyer is an extra large enclosed garage bay each with additional storage closet space. The right garage bay is expanded to accommodate a golf cart or riding mower and is complete with its own automatic rear-entry garage door, while the left garage bay features direct access to the pool. Outside just steps from the pool is a quaint pool house with a bright, cheerful interior. It includes electricity, a ceiling fan, refrigerator, counterspace and a large sink. Whether used as a poolside lounge, creative workspace, or additional storage, it enhances the entire outdoor experience. Altogether, this setup creates an ideal environment for hosting--seamlessly accommodating long beach days, pool gatherings, and effortless indoor-outdoor living. Situated next to Veterans Memorial Park at Beacon Hill, you will enjoy a large beach access, four pickleball courts, a dog park, playground, and more. Unique Forgotten Coast experiences like scalloping and fishing in St. Joe Bay and evenings in historic downtown Port St. Joe, resort-style downtown Windmark Beach, or charming Mexico Beach are just minutes away. Never rented and lovingly cared for, this home offers exceptional income-producing potential with no HOA fees or restrictions and low unincorporated property taxes. With space, charming details, accessibility, and a resort-style outdoor setting just steps from the Gulf, this is a property that truly stands apart. To see more, please request the virtual tour!
#789514

Port St Joe

8622 W Hwy 98

4 Beds

3 Baths

2,854 Sq.Ft.

$1,349,000

MLS#: 789514

Affordability meets coastal charm at 103 Penny Lane. Low-maintenance living with exceptionally low monthly costs--this is the kind of home that just makes sense. Walk in to high ceilings and modern 2 panel doors that give off a grand vibe! Enjoy breakfast at your new eat-in kitchen bar and relax by the firepit in the evening. Granite, shaker style cabinets, laminate vinyl plank flooring throughout AND a durable metal roof ensure that you will not be spending your weekends on projects or lawn maintenance.
#1002153

Valparaiso

103 Penny Lane

2 Beds

2 Baths

1,012 Sq.Ft.

$295,250

MLS#: 1002153

REO. This fully furnished 2 bedroom, 1 bath unit puts you just steps away from the white sandy beaches of Okaloosa Island. Wake up to coastal living with immediate access to some of the area's most pristine beaches. The furnished interior means zero setup time, allowing you to transition smoothly into your new home. From your 3rd Floor Balcony, you'll enjoy a view of the sparkling pool. Beyond the pool, the complex features tennis and basketball courts, a BBQ area, and on-site laundry for added convenience and recreation. The location offers more than beach proximity, you're close to Restaurants, local attractions and entertainment. Whether you're seeking a vacation retreat, investment property, or permanent residence, this condo delivers both accessibility and resort-caliber amenities
#1002569

Fort Walton Beach

885 Santa Rosa Boulevard 311-A

2 Beds

1 Baths

978 Sq.Ft.

$274,900

MLS#: 1002569

Quality custom all brick home, 4 bedrooms, 3 baths. This home has all of the extras such as luxury vinyl plank flooring, high ceilings for a grand look, canned lights throughout, soft close cabinets and drawers, all appliances including washer/dryer/TV/fireplace, black matte high end fixtures, covered front and back porches, privacy fence and more! This home is close to Destin, Eglin AFB, Hurlburt AFB, Duke AF, gourmet restaurants, shopping and more! This home will be completed 08/15/2026, the pictures here are the same floorplan of a similar home/ color variation.
#1002461

Fort Walton Beach

709 NW Lovejoy Road

4 Beds

3 Baths

2,180 Sq.Ft.

$525,000

MLS#: 1002461

This spacious 3 bedroom 2 bath townhome is located in the sought after community of Diamond Lakes in Destin, Florida. The well laid out floor plan is both comfortable and open. Beautiful hardwood flooring is found throughout the living and dining areas. In the living room you will also find built-in shelving above the fireplace that is perfect for additional storage. The master bathroom features a large, garden tub and vanity. The enclosed patio that overlooks the backyard will add to the enjoyment of this lovely rental. Diamond Lakes offers a community pool and maintains the lawn. You will love living in this area which is convenient to all the great shopping, restaurants, and beaches that Destin has to offer. No Pets Allowed
#1002464

Destin

218 Diamond Cove 218

3 Beds

2 Baths

1,825 Sq.Ft.

$2,750

MLS#: 1002464

Discover the ultimate waterfront retreat at 84 S Silver Lake, a rare gem nestled on over 2 sprawling acres in the heart of Jackson County, Florida. This isn't just a home; it's a private sanctuary designed to celebrate its unique natural surroundings. Positioned perfectly, this property boasts a distinction unlike any other in the area, it sits on two separate lakes. Enjoy the peaceful expanse of Silver Lake to the front and a second private lake view to the rear, making this the only dual-waterfront lot on the lake. Pristine Waters: Silver Lake is renowned for its exceptional clarity. As a spring-fed lake, the water remains remarkably clean and crisp, offering a refreshing ecosystem for swimming, kayaking, or simply enjoying the view from your private shore. Gas motors are not allowed on the lake and the lake has no public access so it is tranquil 24/7. The residence was crafted to bring the outdoors in. Following Hurricane Michael in 2018, the home underwent a thoughtful refresh, including the installation of all-new windows. These expansive glass panes flood the interior with natural light and provide panoramic frames of the water from nearly every room. Step inside to find gleaming hardwood floors that add warmth and character to the open living spaces. Whether you're hosting a summer barbecue or enjoying a quiet morning coffee, the home offers an abundance of outdoor spaces, including: Deep, shaded porches, Expansive sun decks, Private balcony off the upper level. With over 2 acres of land, there is plenty of room to breathe, garden, or expand. This property strikes the perfect balance between a functional primary residence and a secluded vacation getaway. Experience the rare luxury of spring-fed lake life and the privacy of a double-waterfront acreage. 84 S Silver Lake is ready to welcome you home. Schedule your showing today!
#1002586

Marianna

84 S Silver Lake

2 Beds

2 Baths

2,000 Sq.Ft.

$750,000

MLS#: 1002586

This listing is for 2 adjoining residential lots, located at 1725 and 1729 N R Street in Pensacola and are being offered together as one transaction, creating an excellent opportunity for investors, builders, or buyers looking for extra space. Conveniently located near downtown Pensacola, shopping, dining, and major roadways, these combined parcels offer added flexibility and potential for new construction or future development. Whether you're looking to build, expand, or invest, this property package provides plenty of possibilities in a growing area. Buyer to verify zoning, utilities, and intended use.
#1002456

Pensacola

1729 N R Street

None Beds

None Baths

0.26 acres

$49,000

MLS#: 1002456

Located just off Racetrack Rd in Ft. Walton. Short walk to Choctawhatchee School. Buyer to verify all pertinent information including square footage and lot dimensions.Property is being sold AS IS.
#1002469

Fort Walton Beach

2 Cinderella Lane B

2 Beds

1 Baths

1,135 Sq.Ft.

$296,000

MLS#: 1002469

Nestled along the pristine coastline of Santa Rosa Beach, 33 Emerald Beach Way offers the perfect blend of luxury, comfort, and coastal charm--backing directly up to the natural beauty of Point Washington State Forest. This beautifully appointed home is just moments from the sugar-white sands and emerald-green waters that define the Emerald Coast, while also offering rare privacy and tranquil wooded views right in your backyard. Step inside to discover a bright, open-concept floor plan designed for both relaxation and entertaining. The spacious living area features abundant natural light, high ceilings, and elegant finishes throughout. The gourmet kitchen is a chef's dream, complete with modern appliances, generous counter space, and stylish cabinetry. The home features well-appointed bedrooms, including a serene primary suite that serves as a private retreat with a spa-like ensuite bath. Outdoor living is just as inviting, with a private patio or balcony perfect for morning coffee while enjoying peaceful forest views, or unwinding after a day at the beach. With direct access to miles of scenic trails for hiking and biking in the state forest, this property offers a unique combination of coastal living and outdoor adventure. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this home delivers. Conveniently located near dining, shopping, and the best of 30A, yet tucked away for privacy--this is a rare opportunity to own a slice of paradise where nature meets the coast. Buyer to verify all dimensions and listing details.
#1002580

Santa Rosa Beach

33 Emerald Beach Way

4 Beds

2 Baths

2,022 Sq.Ft.

$975,000

MLS#: 1002580

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