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YOU can be looking at secluded Shell Island from your private retreat at Harbour Village - just steps from a waterfront park shaded by magnificent 100+ -year-old oak trees.  Here, the beauty of St Andrews surrounds you, with the Marina, bay sunsets and Gulf waters creating a setting that feels worlds away while remaining connected to the character and charm of this historic community.  Experience  exceptional waterfront living  in this beautifully upgraded 7th floor residence at Harbour Village.   Everything you would expect in a luxury residence, including open living spaces with rich wood grain premium porcelain tile flooring throughout, granite countertops, upgraded windows & doors in 2020, custom lighting and designer ceiling fans, whole house dehumidifier, abundant custom storage cabinetry, a cozy gas fireplace, Allen & Roth closet system, and new LG washer & dryer.  Two remote controlled  Phantom sunscreens on the west-facing balcony provide comfort while you relax and enjoy the ever-changing waterfront scenery. 

Harbour Village is nestled in the heart of historic St Andrews.  Step outside to visit the one-of-a-kind local shops, dine on seafood that swam in the Gulf just last night, and enjoy a way of life open only to a fortunate few .   Watch local vessels and Intracoastal shipping cruise to and from the small St Andrews Marina or City Port.  Enjoy a short boat trip to pristine Shell Island.  Residence #713 is a desirable corner unit offering spectacular 270 degree panoramic views of unforgettable sunrises and sunsets.   The location of the unit screens it from the bustle and noise of the nearby public Marina, the commercial businesses, and numerous popular eateries. 

Homeowners enjoy approximately 2 acres of  beautifully landscaped  gated rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings.

Harbour Village also offers more than 600 feet of  sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset.

Your vehicle is protected in the clean, secure community parking garage.

This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience.  Those who know St Andrews recognize the value of its history, character and irreplaceable waterfront setting. A home you MUST SEE to appreciate.

Purchase includes Garage Storage #S04 - 405 cu.ft. climate-controlled.

Also available -
Furnishings and Boat Slip:  Furnishings as shown are available for purchase separately, with price negotiable. 38'  Boat slip  & Marina storage are also available separately;  pricing to be determined.
#792144

Panama City

3001 W 10th Street 713

3 Beds

3 Baths

2,321 Sq.Ft.

$895,000

MLS#: 792144

This prime 0.265-acre lot in Sunny Hills sits on a paved road with power and water nearby, with brand-new home construction close. Highway 77 is a short drive away, offering a convenient commute into town or a quick drive to the stunning white-sand beaches of the Emerald Coast. Whether you are ready to build today or securing a high-potential investment for tomorrow, this versatile property is a great find.
#796252

Chipley

Lot 9 Windbrook Street

None Beds

None Baths

0.27 acres

$16,500

MLS#: 796252

This beautiful corner lot is ready for you and offers access to Laird Bayou!  Laird Bayou Estates has so much to offer in this private gated community with the following amenities: Pool w/ pool house facilities and gazebo, a boat ramp with dock facilities, as well as a secure boat and RV storage area! This incredible neighborhood offers access to the inter-coastal waterway and is just 12 miles from Shell Island and the Gulf of Mexico!  Come see this beautiful neighborhood for yourself and start designing your dream home!
#796262

Panama City

903 Captain Way

None Beds

None Baths

0.63 acres

$55,000

MLS#: 796262

This home is designed for those who love to entertain, host overnight guests and enjoy the Florida lifestyle without spending every weekend maintaining a large backyard. This well maintained David Weekley home in Breakfast Point offers an exceptional combination of indoor-outdoor living, privacy and convenience. The heart of the home is its bright, open-concept kitchen, dining and living area, thoughtfully designed to bring people together. A dramatic 4-panel sliding glass door opens the living space to an impressive 28' x 22' screened patio, essentially creating an additional outdoor living room. Whether hosting friends for dinner, watching your favorite sports team, enjoying cocktails in the evening or simply relaxing with your morning coffee, this is a home made for gathering. Best of all, the patio overlooks protected conservation with no rear neighbors, providing a peaceful, private backdrop without the upkeep of an oversized yard. Inside, the spacious kitchen features abundant cabinetry, generous counter space and a large breakfast bar with plenty of room for guests to gather. The split-bedroom floor plan provides added privacy when company stays over, including a secondary bedroom with its own private bath--ideal for visiting family and friends. Adding even more versatility is a separate flex room that can easily adapt to your lifestyle. Create a comfortable den or TV room, adult beverage lounge, a dedicated home office, workout space, hobby room or playroom. The choice is yours. This additional room gives you valuable space away from the main living area without sacrificing a bedroom. The primary suite is tucked away as a comfortable private retreat and features a spacious bedroom, oversized tiled shower and expansive walk-in closet.
Storage is another standout feature. The 3-car garage provides plenty of room for vehicles, beach gear, bicycles, a golf cart or workshop space, while additional attic decking above the garage adds valuable storage rarely found in homes of this size.
And when you're ready to get outside, Breakfast Point makes it easy to enjoy the neighborhood and the best of Panama City Beach. Beach Access 41 is less than 2 miles away and you can drive the golf cart to the beach! Spend the morning walking or biking the neighborhood, hop on the golf cart for an evening community drive, enjoy the neighborhood parks and fishing ponds, or connect to Gayle's Trails for even more miles of outdoor recreation. Sidewalks throughout the community make it easy to get outside and enjoy the Florida sunshine. Located in the established Breakfast Point community, everyday conveniences are remarkably close. Publix, Starbucks, restaurants, shopping, two emergency clinics, and other services are just outside the neighborhood, while the white-sand beaches of Panama City Beach, Pier Park and Frank Brown Park are only minutes away. If you're looking for a home where the living space is where you'll actually use it--an expansive screened patio, open entertaining areas, flexible guest spaces, abundant storage and a 3-car garage--without the weekend commitment of maintaining a large backyard, this home delivers.
Spend less time on yard work and more time at the beach, entertaining friends, traveling, walking or biking the trails, cruising the neighborhood by golf cart, fishing the community ponds or simply relaxing on your screened patio overlooking conservation land. This is the easy Florida lifestyle you've been looking for.  All measurements and dimensions are approximate and should be verified by the buyer if deemed important. Some pictures are virtually staged. Built ins shown in the study are virtually staged.
#796258

Panama City Beach

316 Johnson Bayou Drive

4 Beds

3 Baths

2,517 Sq.Ft.

$594,999

MLS#: 796258

Discover peaceful waterfront living on 2.17 acres in Altha! This beautifully updated home offers four bedrooms, three full bathrooms and two spacious primary suites, providing a flexible layout for multigenerational living, guests or a private home office.

The property's outdoor features make it truly special. Enjoy approximately 900 square feet of covered, screened porch space overlooking a stocked lake, plus a separate large pond, mature oak trees and established fruit trees. A durable metal roof adds lasting value, while the expansive acreage offers plenty of room for gardening, recreation and creating your own private homestead.

Zoning may allow an additional residence to be built on the property, offering exciting possibilities for a guesthouse, multigenerational setup or future expansion. Buyers should independently verify zoning and intended use.

Tucked away in a peaceful, private setting, this home is still conveniently located approximately five minutes from schools, grocery stores, restaurants, fuel and Ace Hardware in Altha. Marianna, Interstate 10, major retailers, banking and additional services are approximately 20 minutes away.

If you have been searching for acreage, waterfront, privacy and flexibility at an approachable price, this unique Altha property deserves a closer look. Schedule your private showing today!
#796260

Altha

25966 NE George Maloy Lane

4 Beds

3 Baths

1,920 Sq.Ft.

$279,000

MLS#: 796260

Assumable VA Loan at 3.75% 
Gross Rentals 2026 - $34,000 (98 nights) CAO 16Oct
Proven Rental-First Floor Pool Side getaway that is great as an investment or second home at The Palms of Destin! Boasting a prime location with serene pool views, this beautifully decorated unit blends modern upgrades with coastal charm. Recent enhancements include a brand-new HVAC system (installed 2024) and a new water heater, ensuring comfort and efficiency for years to come. Inside, you'll find sleek quartz countertops, stylish furnishings, and custom-built bunk beds--perfect for families or groups. 

Rental history reflects gross sales as paid to the company.

**2025-**$42,400 (178 nights) - 
**2024:** $41,800 (157 nights) 
**2023:** $49,000 (177 nights) 
- Owners stayed 2-3 months a year.
#990427

Destin

4207 Indian Bayou Trail 2111

2 Beds

2 Baths

970 Sq.Ft.

$314,000

MLS#: 990427

Picture your morning on Lake Powell: coffee on the covered porch as the sun lifts over the water, then a paddleboard glide across the largest coastal dune lake in Florida. By midday you're aboard your own 2023 Hurricane SD 187 OB deck boat, cruising across the lake toward the beach. It's all included with the home, along with the kayaks and paddle boards. Welcome to 11 Dulce Lane, a turnkey lakefront home in Inlet Beach, Florida, near the east end of Scenic Highway 30A in South Walton, where lake and beach living come together.

Built in 2021 and offered fully furnished, this five-bedroom, five and a half bath estate pairs a four-bedroom main residence with a private one bedroom carriage house. Since purchasing, the current owners have invested more than $138K in thoughtful improvements. It blends classic coastal architecture with modern luxury on a private 0.33-acre lot with 44 feet of frontage on Lake Powell. A first-floor en-suite bedroom offers convenient main-level living. Upstairs, the primary suite features a vaulted wood-plank ceiling, a private porch with lake views overlooking the large private yard, and a spa-like bath with a freestanding soaking tub. A second living area with a fireplace gives guests their own place to unwind. An additional ensuite, fourth guest bedroom and bathroom and laundry room complete the upstairs. At the heart of the home is a chef's kitchen framed by whitewashed brick archways. It features a professional-grade dual-oven gas range with pot filler, a professional-style stainless refrigerator, and a waterfall quartz island with seating for four. Shaker cabinetry, a herringbone tile backsplash, and a custom wood range hood complete the space, and a built-in beverage bar with wine fridge sits just steps away. Wide-plank hardwood floors flow into the main living room, anchored by a whitewashed brick fireplace.

Outside, double-stacked covered porches overlook an expansive private lot made for entertaining. Gather around the fire pit, relax by the saltwater pool, or wander down to the private dock, where a rooftop sundeck crowns the covered boat lift. The carriage house gives visitors their own retreat and adds serious short-term rental appeal. A detached two-car garage, abundant storage, and plenty of parking handle the gear, toys, and guests.
Evenings end the way they should on 30A, with the sunset over Lake Powell and the Gulf just minutes away via a large public beach access nearby. Whether you're looking for an Inlet Beach second home or a high-performing 30A vacation rental, this is an entertainer's dream and a rare lakefront opportunity with no HOA.

Life at 11 Dulce Lane extends well beyond the property line. Just a short walk away, the Shoppes at Inlet offer favorites like Shaka Sushi and Cocktail Bar and a local coffee and donut spot, perfect for an easy morning or a casual dinner. A quick golf cart or bike ride without getting on Hwy 98 brings you to 30Avenue, the "Gateway to 30A," where dining ranges from upscale to laid-back: elevated Asian, Italian, Mexican, and fresh Gulf seafood, plus a wine shop for a bottle to bring home. Browse local boutiques between meals, or spread out a blanket on the lawn for a seasonal concert under the stars. When you're ready to explore further, walk or bike through the new underpass beneath Highway 98 straight to Scenic Highway 30A and Rosemary Beach, with its charming walkable streets, boutique shopping, acclaimed restaurants, and town greens. By car, it's just four minutes away.
#1013135

Inlet Beach

11 Dulce Lane

5 Beds

5 Baths

3,355 Sq.Ft.

$2,795,000

MLS#: 1013135

UNDER Contract with 72 hour KICKOUT Clause. Welcome to 2047 Crystal Lake, an updated single-story 3-bedroom, 2-bath cottage in Sandestin Golf and Beach Resort® in Miramar Beach, FL. It sits on a quiet cul-de-sac in a golf cart friendly community, and a golf cart conveys! All windows were replaced in 2024, and a new gas line powers a tankless water heater and gas range. Updates include LVP flooring, baseboards, crown molding, interior doors and hardware. The kitchen offers white cabinetry, granite counters, a travertine backsplash, under-cabinet lighting, a French-door refrigerator, a dishwasher, and a breakfast bar open to the living room. Both baths are remodeled with cabinetry, quartz double vanities, updated fixtures, subway-tile walk-in showers, and frameless glass. The bedrooms have French doors to a large private deck overlooking a wooded area. The 3rd bedroom works as an office, den, or guest room. Enjoy a front porch, a screened porch, and a detached 1-car garage for beach gear, bikes, and golf clubs. Hop in the cart to the beach, pickleball, Publix, or the Village of Baytowne Wharf! The 2,400-acre resort runs from the Gulf to Choctawhatchee Bay with beach access, pools, championship golf, tennis, fitness, spas, a marina, trails, dining, and shopping. Grand Boulevard and Ascension Sacred Heart Emerald Coast are a cart ride away. Move-in ready as a full-time residence, 2nd home, or investment property. Dining room furniture is virtually staged.
#1013270

Miramar Beach

2047 Crystal Lake Drive

3 Beds

2 Baths

1,492 Sq.Ft.

$712,500

MLS#: 1013270

Welcome home to 802 Skyland Avenue, a solid brick 4 bedroom, 2 bath home where 1963 charm meets thoughtful updates. Step onto the quaint front porch (perfect for holiday decorating) and inside to original hardwood floors refinished throughout, shiplap accents, plantation shutters and a cozy gas fireplace. The open living, dining and kitchen area is filled with natural light, and the kitchen offers granite countertops, 2022 stainless appliances and a barn door pantry. Bedrooms are generously sized. The primary bath features a tile shower, and the guest bath has a double vanity and porcelain tub with tile surround. Out back, the huge covered patio with two ceiling fans overlooks a fully privacy fenced yard on over 1/4 acre with room for a pool, garden or storage building. 2022 roof and HVAC, updated PVC plumbing, and the washer and dryer convey. Boaters, take note: no HOA, so park your boat and trailer right in the driveway, with public boat landings 1 mile away in downtown Panama City and 2.5 miles away in St. Andrews. One block to Beach Drive and St. Andrews Bay, a golf cart ride to downtown shopping and dining, and 10 miles to the white sand beaches of the Gulf of America. Al Helms Dog Park and three neighborhood parks are only minutes away.
#796265

Panama City

802 Skyland Avenue

4 Beds

2 Baths

1,794 Sq.Ft.

$350,000

MLS#: 796265

Live the coveted 55+ community of Latitude Margaritaville Watersound right now!  Home available long term starting DECEMBER 2026.  Relax on your screened in covered Lanai in this beautiful Cabana Bay with a pond and preserve VIEW.  UNfurnished and all appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). Utilities NOT included.  No yard work required so you'll have lots of time to enjoy all the amazing activities and meet new friends!

RENTAL REQUIREMENTS:
At least 1 tenant MUST be 55+
LONG-TERM (over 6mo to 1yr) 
SMOKING is not permitted in any home or lanai/porch
BACKGROUND CHECK (credit, criminal, eviction) required & paid for by each tenant
NO PETS
$$ Due upon lease signing: Security Deposit $$ Due at Lease Start:  1st mo + last mo+ cleaning fee + pet fee due at move-in
COMMUNITY ACCESS - tenants purchase all gate & amenity access credentials through HOA (transponders & passports).  Tenants have full use of all amenities just as a homeowner has.
#796257

Panama City Beach

8765 Coral Reef Way

3 Beds

2 Baths

2,394 Sq.Ft.

$3,100

MLS#: 796257

Build your home on this oversized Sunny Hills lot, perfectly positioned for both relaxation and convenience! Backing directly up to tranquil green space, this property offers added privacy while keeping you just minutes from Boat Lake--the area's favorite spot for swimming, fishing, and family gatherings.

Enjoy easy weekend rounds at the nearby golf course, along with paved road access and essential utilities located just around the corner. Plus, with Highway 77 only minutes away, you'll love the effortless central commute to surrounding areas. A rare combination of nature, location, and convenience--ready for your vision!
#796247

Chipley

4114 Janet Circle

None Beds

None Baths

0.44 acres

$12,900

MLS#: 796247

1807 Maryland Avenue presents a rare opportunity in the heart of Lynn Haven for investors, renovators, or end-users looking to complete a thoughtfully redesigned home and make the final selections their own. Offering approximately 3,365 heated and cooled square feet with 5 bedrooms and 3.5 bathrooms, this spacious residence has already undergone substantial renovation work, allowing the next owner to step into a project that is well underway rather than starting from scratch.

 The home features new cabinetry throughout, new bathroom vanities, new windows and doors, new flooring throughout, new HVAC systems serving the upstairs and downstairs, new bathtub and shower surrounds, and completed rough-in plumbing and electrical. The floor plan was thoughtfully designed before renovation began and offers generous room sizes, soaring ceilings in key areas, multiple living spaces, a formal dining area, spacious foyer, laundry and mudroom areas, an expansive primary suite, four additional bedrooms, and a screened patio area. 

Much of the major renovation work has already been addressed, while the unfinished portions give the next owner the ability to select many of the fixtures, finishes, countertops, appliances, lighting, paint details, trim, and other final touches that will ultimately define the finished home.

The location adds significantly to the property's appeal. Situated in established Lynn Haven, the home provides convenient access to schools, shopping, restaurants, major employment centers, medical facilities, and everyday services while remaining close to some of the area's best outdoor recreation. 

Boaters and outdoor enthusiasts will appreciate convenient access to Leslie Porter Wayside Park with public boat ramps, waterfront recreation, playgrounds and swimming areas, along with nearby Cain Griffin Park, A.L. Kinsaul Park, Lynn Haven Sports Complex, and Lynn Haven Bayou Park & Preserve. Downtown Panama City, area hospitals, Tyndall Air Force Base, Naval Support Activity Panama City, Panama City Beach, and the white-sand beaches of the Gulf are all within convenient driving distance. 

Whether the goal is to complete and resell, create a long-term investment, or finish the property as a primary residence, 1807 Maryland Avenue offers a compelling combination of substantial square footage, an established Lynn Haven location, major improvements already completed, and the increasingly hard-to-find opportunity to customize the final product. 

Property is offered in its current condition, and buyers and buyers' agents should independently verify measurements, improvements, permits, renovation status, and any remaining work.
#796249

Lynn Haven

1807 Maryland Avenue

5 Beds

3 Baths

3,365 Sq.Ft.

$475,000

MLS#: 796249

19 acres with 2 wells and 2 septic tanks.  The road splits the property into about 5 acres on the right with a well and septic and about 14 acres on the left with a well and septic  Both have old home places and good tillable land.  Would make good pasture or crop land.  Peanuts was the last crop grown there.  Both have beautiful large trees for shade.  Good country living location and not far to Cottondale to the east and Chipley to the west. Great place for homesite, garden, small ranch, etc.
#796243

Cottondale

3359 Woodrest Road

None Beds

None Baths

19.0 acres

$104,500

MLS#: 796243

Welcome to 98 Point Comfort Drive, a 3 bedroom, 2 bathroom brick home for sale in Mary Esther, FL, with a 2023 roof, split bedroom floor plan, and two-car garage. An open foyer leads into a spacious living room featuring a tray ceiling wired for accent lighting and crown molding throughout the main living area. The large kitchen offers abundant cabinet storage, generous counter space, recessed lighting, and stainless steel appliances installed in 2023. A breakfast bar and adjoining dining area provide plenty of seating, while tile flooring connects the main living spaces. The primary suite features an oversized walk-in closet and a bathroom with dual sinks, a jetted tub, and a separate walk-in shower. Enjoy a fenced backyard with a patio, mature trees, and a storage shed for additional storage. Located approximately 4 miles from the beach boardwalk and 1 mile from a boat launch, Publix, and Home Depot, with additional shopping and restaurants nearby. The water heater is 2014, and the 2005 HVAC system was recently serviced.
#1013274

Mary Esther

98 Point Comfort Road

3 Beds

2 Baths

1,952 Sq.Ft.

$449,500

MLS#: 1013274

Exceptional Bayfront living in the heart of Destin! Set on .62-acre w/113 ft of waterfront, this gorgeous 3 BR + Office Home offers space, privacy, sweeping Bay views & an outstanding Emerald Bay location--all at a compelling price!  Waterfront here isn't just the view--it's the lifestyle. Start your mornings w/coffee overlooking the bay, spend afternoons poolside watching boats pass by & end the day w/cocktails as the sky changes color over the bay. Inside, walls of glass spanning the back of the home, bring the Bay into every main living space & fill the interior w/natural light. The open floor plan offers 2 spacious living areas, elec fireplace, formal dining & casual dining off the kitchen. In both living areas, sliding glass doors disappear into the walls, opening the home to the screened pool, spa & waterfront beyond, creating an exceptional indoor/outdoor setting for entertaining. Taking center stage is the stunning, newer kitchen w/an oversized island, quartzite counters, SS appliances including Z-line GAS stove w/6 burners/griddle & double oven, wine cooler & dramatic floor-to-ceiling custom cabinetry!  Whether hosting a houseful of friends or enjoying a quiet evening overlooking the bay, this is a kitchen designed to be the heart of the home.  The split-BR floor plan provides excellent privacy. The spacious Bayfront primary suite allows you to wake to Bay views & features 2 walk-in closets & a generous bath w/2 sinks, soaking tub & separate walk-in shower. Two add' bedrooms are located on the other side of the home each with its own adjoining half bath and access to a newly remodeled shared shower. A separate office and additional half bath add flexibility for working from home or accommodating guests.

Other features include newer LVP flooring throughout the majority of the home, NEW high impact gorgeous glass paneled front doors, NEW fireplace and sprinkler system with new irrigation pump.

Outside, is where this property truly comes to life. The screen-enclosed in-ground pool and spa create a private Bayfront retreat with plenty of room for entertaining, lounging and enjoying Florida's year-round outdoor lifestyle. Beyond the pool, the expansive backyard leads to 113 ft of Bayfront shoreline--imagine stepping outside for an evening by the water and/or adding a dock and having your boat waiting just beyond your backyard.

Beyond its beautiful setting and thoughtful floor plan, the home offers important updates for added peace of mind, including HVAC systems replaced in 2023 and 2025, a 2021 gas water heater, added insulation and newer glass throughout the windows. Solar panels provide an additional advantage, with the current owner reporting a fixed electric payment of approximately $185 per month--representing significant annual electrical savings!

The home also benefits from comprehensive Sentricon termite protection by Florida Pest Control with the perimeter professionally trenched & foundation areas drilled & treated, another valuable layer of protection & peace of mind for the next owner.

Combined with the beautifully renovated kitchen, remodeled 2nd bathroom with shared custom shower, newer LVP flooring and new high impact custom front doors,  many of the home's significant improvements have already been completed.

Located within the sought-after gated community of Emerald Bay, residents enjoy a beautiful golf-course setting with a low HOA. Shopping, dining, schools and everything Destin has to offer are just minutes away.

Bayfront mornings. Poolside afternoons. Sunset evenings. 113 feet of waterfront on more than half an acre--right in the heart of Destin. This is more than a home; it's the Destin lifestyle and an opportunity that won't last long.
#1013268

Destin

1242 Emerald Bay Drive

3 Beds

2 Baths

2,759 Sq.Ft.

$2,149,900

MLS#: 1013268

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