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SHORES OF PANAMA

One of the most popular communities provided by Gulf Life Real Estate

SHORES OF PANAMA

About SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Welcome to Shores of Panama, one of the most sought-after beachfront communities in Panama City Beach (PCB), Florida. If you’re searching for the perfect blend of luxury, convenience, and coastal living, Shores of Panama offers an unparalleled experience in the heart of Florida’s Emerald Coast.

Why Choose Shores of Panama?

Shores of Panama is renowned for its stunning views of the Gulf of Mexico, resort-style amenities, and unbeatable beachfront access. Residents and vacationers enjoy a vibrant lifestyle, with crystal-clear waters, sugar-white sand, and a friendly, upbeat atmosphere.

Key Features

Direct Beach Access: Step straight from your condo onto the world-famous PCB shoreline.
Lagoon-style Pool: One of the largest and most beautiful pools in Panama City Beach, surrounded by lush tropical landscaping.
Full-service Spa: Relax with massages, facials, and more just steps from your doorstep.
On-site Restaurants and Bars: Enjoy delicious food and refreshing drinks without ever having to leave the property.
Modern Fitness Center: Keep up your fitness routine with state-of-the-art equipment overlooking the pool.
24-hour Security: Enjoy a safe and secure environment, perfect for families and solo travelers alike.

Real Estate at Shores of Panama

Whether you’re seeking a luxury vacation rental, a second home, or a retirement condo, Shores of Panama offers a diverse range of properties, from cozy studios to spacious three-bedroom suites. Each unit features:

Private balconies with breathtaking ocean views
Fully equipped kitchens with modern appliances
Washer and dryer units in most condos
High-speed Wi-Fi and smart home features

Discover the latest Shores of Panama listings on Realtor.com and Zillow.

Things to Do Nearby

Life at Shores of Panama means you’re never far from PCB’s top attractions:

Pier Park: The premier shopping, dining, and entertainment destination in the area.
Shipwreck Island Waterpark: Family-friendly water rides and slides just minutes away.
St. Andrews State Park: Explore nature trails, snorkel in pristine waters, or take a dolphin tour.
Local Eateries & Nightlife: Enjoy fresh seafood, vibrant beach bars, and live music venues nearby.

Check out more attractions at the Panama City Beach Visitors Bureau.

Community and Lifestyle

Shores of Panama fosters a welcoming community for families, retirees, remote workers, and vacationers. Enjoy seasonal events, holiday celebrations, and group fitness classes. The complex is also pet-friendly, making it easy to bring your furry friends along.

Why Invest in Shores of Panama?

Panama City Beach real estate remains one of Florida’s most lucrative investment opportunities thanks to year-round tourism, strong rental demand, and a growing economy. Shores of Panama condos maintain high occupancy rates and deliver excellent returns for vacation rental investors.

Living at Shores of Panama

Experience the ultimate Florida beachfront lifestyle, complete with stunning sunsets, year-round warm weather, and endless coastal adventures.

Ready to find your dream condo or investment property? Learn more about Shores of Panama and available real estate opportunities by visiting Shores of Panama HOA or contact a local PCB realtor today.

Make Shores of Panama your new coastal home and discover why this neighborhood is one of the best places to live, vacation, and invest in Panama City Beach, Florida.

One of the most popular communities provided by Gulf Life Real Estate

# of Listings

Avg # of Bedrooms

$407

Avg. $ / Sq.Ft.

$409,015

Med. List Price

Browse SHORES OF PANAMA Real Estate Listings

All listings

68 Properties Found. Page 2 of 5.

Motivated seller, bring all offers!

Shores of Panama | Stunning Gulf-Front Condo | 2BR + Bunk | 3BA | 17th Floor

Shores of Panama offers the ultimate in beachfront luxury, and this 17th-floor 2-bedroom, 3-bathroom condo is no exception. With breathtaking Gulf views, a deeded parking space, and a private twin bunk area, this unit is rental-ready and perfect for personal use or investment.

The open-concept layout features a modern kitchen with granite countertops and a breakfast bar, flowing seamlessly into a spacious living area with a sleeper sofa for extra guests. The master suite is designed for comfort and relaxation, while the private balcony invites you to soak in the sunshine and admire the sparkling waters of the Gulf of Mexico.

Top-Tier Resort Amenities:

Lagoon-style Gulf-front pool with fountains

Indoor heated pool and hot tub

Fitness center with spa services

Tiki Bar & Grill

Private beach access

With premium rental income potential and access to one of the most popular resorts in Panama City Beach, this condo is the perfect blend of comfort, convenience, and coastal charm.

Panama City Beach

9900 S Thomas Drive 1719

2 Beds

3 Baths

1,184 Sq.Ft.

$460,000

MLS#: 771375

#790943

Panama City Beach

9900 S Thomas Drive 820

2 Beds

2 Baths

1,102 Sq.Ft.

$455,000

MLS#: 790943

Lower Floor w/ same floor parking. Gorgeous 2 bedroom plus bunk and 3 FULL Baths! This floor plan is very popular for its 3rd full bath. New Microwave and Washer/Dryer.
Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center.

Panama City Beach

9900 S Thomas Drive 1019

2 Beds

3 Baths

1,184 Sq.Ft.

$452,500

MLS#: 788033

Step into the ultimate beach getaway with this beautifully updated 2-bedroom, 3-bathroom condo in the sought-after Shores of Panama.
The unit also includes a DEEDED PARKING SPACE right on the same floor, adding a level of convenience that's hard to beat.

This unit is ideal for both personal enjoyment and high rental income, this condo K Floor Plan, comfortably sleeps 8 and boasts over $65K in annual gross rental income. The condo features sleek, modern updates throughout. The kitchen is a chef's dream with stainless steel appliances, while the stacked, full-size washer and dryer provide added convenience for guests. A bonus bunk room is the perfect addition for extra sleeping space, making this condo perfect for larger groups or families.

Shores of Panama isn't just a condo—it's a destination. Outside your door, you'll find a lagoon-style pool, a poolside tiki bar, and a snack bar for relaxed, sunny days. Inside, enjoy an array of amenities including a coffee shop, pizza shop, fitness center, indoor pool, hot tub, and much more. This unit offers the perfect combination of luxury, location, and investment potential. Schedule your private tour today

Panama City

9900 S Thomas Drive 819

2 Beds

3 Baths

1,184 Sq.Ft.

$440,000

MLS#: 779895

Gulf-Front Primary Suite
Strong Rental Income

Enjoy breathtaking Gulf views through floor-to-ceiling glass doors leading to the balcony from both the living room and the Gulf-front primary suite. This spacious 2-bedroom + bunk room, 2.5-bath floor plan lives and rents like a true 3-bedroom condo.

Major exterior improvements at the resort are nearing completion, and construction on this stack is already complete, making this unit ready for immediate enjoyment and rental income.

Comfortably sleeping 8 and including a reserved parking space, this condo is being sold fully furnished and rental-ready. Recent updates include flooring, furnishings, paint, appliances, granite countertops, and washer/dryer.

The property has a strong history of 5-star guest reviews and generates approximately $50,000 in annual gross rental revenue, with nearly $25,000 in future bookings already secured as of June 2026.

Located in the highly sought-after Shores of Panama, owners and guests enjoy:

• 500 feet of Gulf frontage
• 14,000 sq. ft. lagoon-style pool
• Heated indoor pool, hot tub, sauna, and steam room
• Fitness center
• On-site dining, tiki bars, coffee shop, and gated security

Conveniently located in the heart of Panama City Beach near shopping, dining, and attractions including Ripley's Believe It or Not! Panama City Beach, WonderWorks Panama City Beach, Shipwreck Island Waterpark, and Pirates Voyage Dinner & Show.

Whether you're seeking a beachfront getaway, second home, or turnkey investment opportunity, this condo offers outstanding views, resort amenities, and proven income potential.

See Documents section for additional details. Buyer to verify all information deemed important.

Panama City

9900 S Thomas Drive 1920

2 Beds

2 Baths

1,102 Sq.Ft.

$438,900

MLS#: 785898

Panama City Beach

9900 S Thomas 1204 Drive 1204

2 Beds

3 Baths

1,148 Sq.Ft.

$430,000

MLS#: 770401

Panama City Beach

9900 S Thomas Drive 2218

2 Beds

2 Baths

1,066 Sq.Ft.

$415,000

MLS#: 788428

New on site 3 days ago

20TH FLOOR. GULF-SIDE PRIMARY. DEEDED PARKING.
Shores of Panama 2020 brings the 20/20 vision concept to life with Gulf and pool views from a higher-floor position in one of Panama City Beach's most recognized Gulf-front resorts. Located on the 20th floor in the 20 stack, this L floor plan offers 2 bedrooms, a bunk area, 2.5 bathrooms, three sleeping areas, and a large balcony accessible from both the living room and the Gulf-side primary bedroom.
The interior features tile flooring throughout the entire unit, a fully equipped kitchen with stainless steel appliances, granite countertops, and a tile backsplash. The hallway includes a stackable washer and dryer, and the condo is offered turnkey for continued use and enjoyment. The primary bedroom includes Gulf views, a king-size bed, and a sliding glass door opening directly to the large balcony. The primary bathroom has been updated with a double vanity and glass shower door, while the second bedroom includes a queen-size bed. A deeded parking space on the 10th floor adds an important convenience within the resort.
Shores of Panama Resort features one of the largest Gulf-front lagoon-style pools in Panama City Beach. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers dining, retail, and entertainment options including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more. Panama City Beach has also welcomed newer attractions and entertainment venues including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.

HOA dues are $3,705.85 per quarter.

All information, rental income, HOA fees, assessments, measurements, and property details are deemed reliable but not guaranteed; buyer to verify if important.

Panama City Beach

9900 S Thomas Drive 2020

2 Beds

2 Baths

1,102 Sq.Ft.

$415,000

MLS#: 792546

WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity.

## Property Overview

Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance.

- **2 oversized bedrooms**, each featuring a private ensuite full bathroom
- **Private bunk room** with its own bathroom and stand-up shower
- Spacious open-concept living and dining area
- Expansive beachfront balcony with breathtaking Gulf views
- Offered **fully furnished** with upscale décor
- Well-equipped kitchen with quality cabinetry, appliances, and ample counter space

The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal.

## Investment Highlights

This property is approved for **short-term rentals** and has strong income potential.

- Estimated **$75,000-$80,000 gross annual income** with professional management
- High-demand beachfront location
- Turnkey and rental-ready
- Strong guest appeal due to layout and amenities

With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment.

## Resort-Style Amenities at Shores of Panama

Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast.

- **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub
- Heated indoor pool for year-round enjoyment
- Two seasonal tiki bars serving lunch and dinner
- On-site coffee shop
- Fully equipped fitness center
- 24/7 on-site security
- Direct beach access

The lagoon-style pool is a signature feature of the resort and a major draw for vacationers.

## Prime Location

Convenience and entertainment are right outside your door.

- Adjacent to **Pineapple Willy's**, a local favorite
- Walking distance to numerous restaurants, shopping, and entertainment venues
- Wal-Mart located directly across the street for everyday essentials

This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation.

---

Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

Panama City

9900 S Thomas Drive 1704

2 Beds

3 Baths

1,148 Sq.Ft.

$413,300

MLS#: 786779

SELLER FINANCING AVAILABLE. FIFTH-FLOOR DEEDED PARKING. TWO BEDROOMS PLUS BUNK AREA WITH THREE FULL BATHROOMS.
Shores of Panama Unit 1207 in Panama City Beach, Florida offers a smart, rental-ready floor plan with the kind of practical features buyers notice quickly. This desirable ''B'' floor plan features two bedrooms, a bunk area, and three full bathrooms, giving the layout more flexibility than a typical two-bedroom condo.
One of the standout advantages of Unit 1207 is the fifth-floor deeded parking space, offering convenient access within the resort's parking structure. Owners and guests also have the option to drive up to the 12th floor to take advantage of additional parking when available, adding another layer of convenience for this higher-floor residence.
Positioned on the west side of the building, Unit 1207 features balcony views of the resort-style lagoon pool along with coastline views across Panama City Beach. The condo is being offered fully furnished and rental-ready, with a full-size front-load washer and dryer, black appliances, fresh paint, wood flooring throughout the main living areas, and tile in the kitchen and bathrooms. An owner's closet adds valuable private storage, a detail that can make a meaningful difference for personal use or rental ownership.
The owner currently self-manages the property, offering flexibility for future owners who wish to continue self-management or select their preferred rental management company.
Shores of Panama Resort features one of Panama City Beach's most recognizable gulf-front lagoon pool settings. The zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub set along the resort's private beachfront access. Additional amenities include an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside tiki bar.
Located in the heart of Panama City Beach, Shores of Panama places dining, shopping, and entertainment nearby. Pineapple Willy's is adjacent to the resort, while Laketown Wharf directly across the street offers several dining, retail, and entertainment options, including Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots, The Press, The Bun Lab, 810 Billiards & Bowling, salon services, and more.
Panama City Beach has also welcomed several newer attractions and entertainment venues, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and Tootsie's Orchid Lounge.
HOA dues are $4,419.50 per quarter. All information, including HOA fees, is deemed reliable but should be verified by buyers if important.

Panama City Beach

9900 S Thomas Drive 1207

2 Beds

3 Baths

1,148 Sq.Ft.

$410,000

MLS#: 791204

#979123

Panama City Beach

9900 S Thomas Drive 2015

2 Beds

2 Baths

907 Sq.Ft.

$400,000

MLS#: 979123

This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too as you can lounge on your couch or poly wood loungers on your own private balcony and watch the amazing sunsets Panama City Beach Offers! Having the Master bedroom and a bunk area with 2 full bathrooms provides ample room for up to 6 guests. The bunk area has a full bunk on the lower and is enclosed by a sliding barn door providing you or your guests even more privacy! This condo boasts new flooring throughout, shiplap walls, smooth ceilings, granite countertops, washer/dryer stack. Don't miss the opportunity to make this your home or rental investment and enjoy basking in the indoor/outdoor pools, hot tub, or utilize the fitness center onsite. There is 24 hour security and beach access! The Shores of Panama is also located near so many dining options and fun activities! Check this one out it's really turnkey and ready for you! Fully furnished! You will also have a dedicated parking spot labeled 1925 and it's located on the 10th floor. During peak season there will be tiki food snacks, beverages, bar, and also inside you will find more snacks, along with ice cream shop!

Panama City

9900 S Thomas Drive 1925

1 Beds

2 Baths

936 Sq.Ft.

$400,000

MLS#: 767725

Panama City

9900 S Thomas Drive 2011

2 Beds

2 Baths

907 Sq.Ft.

$399,900

MLS#: 787603

Panama City Beach

9900 S Thomas Drive UNIT 2011

2 Beds

2 Baths

907 Sq.Ft.

$399,900

MLS#: 999261

Panama City

9900 S Thomas Drive 1921

2 Beds

3 Baths

1,184 Sq.Ft.

$395,000

MLS#: 784037

1 2 3 4 5

properties found. properties found. Page of .

SHORES OF PANAMA

SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Why Choose Shores of Panama?

Key Features

Real Estate at Shores of Panama

Things to Do Nearby

Community and Lifestyle

Why Invest in Shores of Panama?

Living at Shores of Panama

Browse SHORES OF PANAMA Real Estate Listings

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